10028 Apparitions Dr, Laredo, TX 78045 Property Records

Webb County property record for 10028 Apparitions Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 2020
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$211,700 (May 2021)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`983-82002-020`

Property Details

APN / Parcel Number

Primary APN	`983-82002-020`
Alternative APN	`620531`

Interior

Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	2,297 sqft
1st Floor Area	895 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10028 APPARITIONS DR
City	LAREDO
State	TX
Zip	78045-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO, BLOCK 2, LOT 2, PHASE III
Legal Subdivision	AQUERO
Legal Phase	III
Legal Block	2
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

10028 Apparitions Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 14, 2021	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Deed Document Number	20211428903
Deed Book / Page	5023 / 439
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	5023/439
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262

Mortgage

Document Number	005924/369
Date	Oct 20, 2025
Book Page	5924/369
Instrument	1570648

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jun 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262

Mortgage

Document Number	005550/172
Date	Oct 23, 2023
Book Page	5550/172
Instrument	1513501

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262

Mortgage

Document Number	005330/769
Date	Aug 18, 2022
Book Page	5330/769
Instrument	1477035

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jun 1, 2051

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 14, 2021
Property Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262
Document Number	5023/439
Book / Page	5023 / 439
Map Reference	VOL 37 PG 27-28
Instrument Date	May 13, 2021
Instrument	1428903
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10028 APPARITIONS DR, LAREDO, TX 78045-4262

Mortgage

Document Number	1428904
Date	May 14, 2021
Instrument	1428904

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10028 Apparitions Dr was $1,539 with a homeowner's exemption, up 6.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,772 (-0.47%) Land $73,333 Building $229,439	$302,772 (-0.47%) Land $73,333 Building $229,439
2025	$1,539.00 (+6.06%) Homeowner's exemption	$304,214 Land $73,333 Building $230,881	$304,214 Land $73,333 Building $230,881
2024	$1,451.00
2023		$259,994 Land $48,760 Building $211,234	$259,994 Land $48,760 Building $211,234
2022	$1,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10028 Apparitions Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10028 Apparitions Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

Nearby Properties on Apparitions Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures