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10027 95th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 10027 95th Dr, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,458 sqft · built 1974
Lot Size1.54 acres (67,082 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jul 2022)
Tax Bill$2,301 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-02S-14E-02476-000000

Property Details

APN / Parcel Number

Primary APN32-02S-14E-02476-000000
Alternative APN
  • 02476000000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,458 sqft Living Area
1st Floor Area1,288 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2010
Exterior MaterialComposition/Composite
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area67,082 sqft (1.54 acres)
Patio Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address10027 95TH DR
CityLIVE OAK
StateFL
Zip32060-7010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 1.54 ACRES THE SOUTH 289.00 FT OF THE NORTH 520.00 FT OF THE WEST 231.00 FT OF THE NW1/4 OF SW1/4 SUBJECT TO EXISTING RD R/W ALONG THE EAST SIDE THEREOF ORB 2372 P 380-81 WD YR 2023
Legal Range14E
Legal Township02S
Legal Section32
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group5
Census Block5014
Census Tract970100

Owner

Source: Suwannee County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10027 95TH DR, LIVE OAK, FL 32060-7010
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleAug 15, 2007 · Amount on Record
Deed Document Number2022255035
Deed Book / Page2372 / 380
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJul 14, 2022
Property Address10027 95TH DR, LIVE OAK, FL 32060-7010
Document Number0000255035
Book / Page2372 / 380
Instrument DateJul 11, 2022
Instrument2022255035
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyABSTRACT AND TITLE SERVICES INC, ABSTRACT AND TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10027 95TH DR, LIVE OAK, FL 32060-7010

Mortgage

Document Number0000000382
DateJul 14, 2022
Instrument2372/382
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,301.00 (+11.37%)$138,357 (+24.85%) Land $15,400 Building $122,957$138,357 (+24.85%) Land $15,400 Building $122,957
2024$2,066.00 (+3.61%)
2023$1,994.00 (+80.94%)$110,816 (+100.87%) Land $15,400 Building $95,416$110,816 (+42.72%) Land $15,400 Building $95,416
2022$1,102.00 Homeowner's exemption$55,167$77,648 Land $15,400 Building $62,248

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1991–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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