10025 Spring Oak Ct, La Plata, MD 20646 Property Records

Charles County property record for 10025 Spring Oak Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,392 sqft · built 1979
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (May 2022)
Tax Bill	$13,057 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-033441`

Property Details

APN / Parcel Number

Primary APN	`01-033441`
Alternative APNs	`1033441` `033441`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,392 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,223 sqft
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	033441
Street Address	10025 SPRING OAK CT
City	LA PLATA
State	MD
Zip	20646-3985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	L-4 SPRING OAK ESTATES SUB
Legal Subdivision	SPRING OAK ESTATES SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2042
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10025 SPRING OAK CT, LA PLATA, MD 20646-3985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 11, 2022	Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP
Jun 5, 2018	Quit Claim Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Book / Page	12545 / 218
Prior Transfer Date	Jun 27, 2012
Prior Transfer Doc	0081120221
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	10025 SPRING OAK CT, LA PLATA, MD 20646-3985
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10025 SPRING OAK CT, LA PLATA, MD 20646-3985

Mortgage

Document Number	0132220291
Date	Mar 6, 2024
Book Page	13222/291

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	Jan 1, 2064

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	May 11, 2022
Property Address	10025 SPRING OAK CT, LA PLATA, MD 20646-3985
Document Number	0125450218
Book / Page	12545 / 218
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10025 SPRING OAK CT, LA PLATA, MD 20646-3985

Mortgage

Document Number	0012545228
Date	May 11, 2022
Instrument	12545/228

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0125450247
Date	May 11, 2022
Book Page	12545/247

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 5, 2018
Property Address	10025 SPRING OAK CT, LA PLATA, MD 20646-3985
Document Number	0102840108
Book / Page	010284 / 000108
Instrument Date	Apr 25, 2018
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	RGS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10025 SPRING OAK CT LA PLATA MD 206463985, LA PLATA, MD 20646-3985

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,200 (+12.36%) Land $126,000 Building $360,200	$486,200 (-) Land $126,000 Building $360,200
2025	$13,057.00 (+179.41%)	$432,700 (+32.85%)	$486,200 (+49.28%) Land $126,000 Building $360,200
2023	$4,673.00	$325,700 Land $126,000 Building $199,700	$325,700 Land $126,000 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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