10023 Indian Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 10023 Indian Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 1986
Lot Size	6.39 acres (278,348 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,276 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32231`

Property Details

APN / Parcel Number

Primary APN	`32231`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	278,348 sqft (6.39 acres)
Garage Area	768 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10023 INDIAN RD
City	GLOUCESTER
State	VA
Zip	23061-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	INDIAN ROAD
Legal Subdivision	PLAT: PB20 1069
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4000
Census Tract	100203

Owner

10023 Indian Rd is owned and occupied by two individuals.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10023 INDIAN RD, GLOUCESTER, VA 23061-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10023 INDIAN RD, GLOUCESTER, VA 23061-2830
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002866
Date	Jul 28, 2023
Instrument	230002866

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 21, 2038

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10023 INDIAN RD, GLOUCESTER, VA 23061-2830
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180005533
Date	Dec 21, 2018
Instrument	180005533

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10023 Indian Rd was $2,276, up 10.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,276.00 (+10.22%)	$390,440 (+16.07%) Land $76,970 Building $313,470	$390,440 (+16.07%) Land $76,970 Building $313,470
2025	$2,065.00 (+5.3%)	$336,370 (-) Land $77,020 Building $259,350	$336,370 (-) Land $77,020 Building $259,350
2024	$1,961.00	$336,370 (-) Land $77,020 Building $259,350	$336,370 (-) Land $77,020 Building $259,350
2023	$1,961.00 (-0.36%)	$336,370 (+23.91%) Land $77,020 Building $259,350	$336,370 (+23.91%) Land $77,020 Building $259,350
2022	$1,968.00	$271,470 Land $66,460 Building $205,010	$271,470 Land $66,460 Building $205,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10023 Indian Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10023 Indian Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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