10023 Diversion Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10023 Diversion Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1961
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2020)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-053-16-00`

Property Details

APN / Parcel Number

Primary APN	`505-053-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	10,400 sqft (0.239 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10023 DIVERSION DR
City	SPRING VALLEY
State	CA
Zip	91977-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 25 TR 004323
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	004323
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	13503

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jan 23, 2020	Grant Deed, Transfer · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Aug 22, 2011 · Amount on Record
Deed Document Number	202037396
Prior Transfer Date	Apr 19, 2013
Prior Transfer Doc	0000294292
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115

Mortgage

Document Number	0000278963
Date	Oct 7, 2025
Instrument	2025-0278963

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115

Mortgage

Document Number	0000133976
Date	May 23, 2023
Instrument	2023-0133976

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115

Mortgage

Document Number	0000750200
Date	Oct 28, 2021
Instrument	2021-0750200

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115

Mortgage

Document Number	0000741855
Date	Nov 23, 2020
Instrument	2020-0741855

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2020
Property Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115
Document Number	0000037396
Map Reference	MAP 4323
Instrument Date	Jan 17, 2020
Instrument	2020-0037396
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10023 DIVERSION DR, SPRING VALLEY, CA 91977-3115

Mortgage

Document Number	0000037397
Date	Jan 23, 2020
Instrument	2020-0037397

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$379,271 (+2%) Land $182,124 Building $197,147
2025	$5,126.00 (+7.51%)	$371,835 (+4.04%) Land $178,553 Building $193,282
2023	$4,768.00 (+1.68%)	$357,398 Land $171,620 Building $185,778
2022	$4,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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