10022 Pinto Way, Sebring, FL 33875 Property Records

Highlands County property record for 10022 Pinto Way, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,215 sqft · built 1988
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual on Record
Last Sale	$310,000 (Jan 2020)
Tax Bill	$5,697 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C355801000200041`

Property Details

APN / Parcel Number

Primary APN	`C355801000200041`
Alternative APN	`C-35-35-28-010-0020-0041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	5,215 sqft Living Area
1st Floor Area	4,608 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	335 ft deep x 325 ft wide
Driveway	Driveway
Driveway Area	2,520 sqft

Exterior Amenities

Pool Area	600 sqft
Porch	Enclosed Porch
Porch Area	902 sqft
Patio Area	1,130 sqft
Fence	Fence
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C355801000200041
Street Address	10022 PINTO WAY
City	SEBRING
State	FL
Zip	33875-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	SOMERVALE DOWNS PB 12-PG 35 S 1/2 OF LOT 4 BLK 2
Legal Range	28E
Legal Township	35S
Legal Section	35
Legal Subdivision	SOMERVALE DOWNS
Legal Block	2
Legal Lot Number	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1024
Census Tract	961401

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	10022 PINTO WAY, SEBRING, FL 33875-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage VON T RUDDLE LIVING TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	0027331862
Deed Book / Page	2733 / 1862
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 17, 2020
Property Address	10022 PINTO WAY, SEBRING, FL 33875-9585
Document Number	0001971863
Book / Page	2733 / 1862
Map Reference	MB 12 PG 35
Instrument Date	Jan 17, 2020
Instrument	1971863
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10022 PINTO WAY, 10022, SEBRING, FL 33875-9585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10022 PINTO WAY, SEBRING, FL 33875-9585

Mortgage

Document Number	0027331864
Date	Jan 17, 2020
Instrument	2733/1864

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 7, 2018
Property Address	10022 PINTO WAY, SEBRING, FL 33875-9585
Document Number	0001921034
Book / Page	002668 / 000524
Instrument Date	Nov 26, 2018
Instrument	1921034
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10022 PINTO WAY SEBRING FL 338759585, SEBRING, FL 33875-9585

Mortgage

Document Number	1921035
Date	Dec 7, 2018
Book Page	002668/000526
Instrument	1921035

Lender

Name	VON T RUDDLE LIVING TRUST (CT)
Address	VERO BEACH, FL 32966

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2023

Interest

Rate	8%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$449,868 (-6.64%) Land $50,000 Building $399,868	$449,868 (-6.64%) Land $50,000 Building $399,868
2024	$5,697.00 (-0.7%)
2023	$5,737.00 (+5.79%)	$481,862 (+7.51%) Land $33,750 Building $448,112	$481,862 (+7.51%) Land $33,750 Building $448,112
2022	$5,423.00	$448,186 Land $28,750 Building $419,436	$448,186 Land $28,750 Building $419,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

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