10022 E 86th St, Indianapolis, IN 46256 Property Records

Marion County property record for 10022 E 86th St, Indianapolis, IN 46256

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,576 sqft · built 1983
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,415 (Sep 2026)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-01-17-113-007.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-17-113-007.000-400`
Alternative APN	`4022822`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,576 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	2,576 sqft
Upper Floors Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1992
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10022 E 86TH ST
City	INDIANAPOLIS
State	IN
Zip	46256-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOUR PINES SEC 1 L 1
Legal Subdivision	HARBOUR PINES SEC 1
Legal Lot Number	1
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1005
Census Tract	330108

Owner

Source: Marion County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 13, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORP
Dec 12, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MTG
Feb 6, 2018	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	202682452
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	0000165788
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 22, 2026
Property Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740
Document Number	0000082452
Instrument Date	Sep 14, 2026
Instrument	202682452
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740

Mortgage

Document Number	0000082453,
Date	Sep 22, 2026
Instrument	202682453

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Dec 13, 2021
Property Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740
Document Number	0000165788
Map Reference	IN 8425288
Instrument Date	Mar 29, 2021
Instrument	A202100165788
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	STATES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740

Mortgage

Document Number	0000165789
Date	Dec 13, 2021
Instrument	A202100165789

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 12, 2019
Property Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740
Document Number	0000124158
Instrument Date	Dec 2, 2019
Instrument	124158
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10022 E 86TH ST INDIANAPOLIS IN 462569740, INDIANAPOLIS, IN 46256-9740

Mortgage

Document Number	124159
Date	Dec 12, 2019
Instrument	124159

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Feb 6, 2018
Property Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740
Document Number	0000011980
Map Reference	IN 8425288
Instrument Date	Jan 5, 2018
Instrument	A201800011980
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	HARNILTON NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10022 E 86TH ST, INDIANAPOLIS, IN 46256-9740

Mortgage

Document Number	0000011981
Date	Feb 6, 2018
Instrument	A201800011981

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,852.00 (-4.97%)	$271,700 (-1.66%) Land $52,300 Building $219,400	$271,700 (-1.66%) Land $52,300 Building $219,400
2023	$3,001.00 (+11.64%) Homeowner's exemption	$276,300 (+13.14%) Land $52,300 Building $224,000	$276,300 (+13.14%) Land $52,300 Building $224,000
2022	$2,688.00 (+5.83%) Homeowner's exemption	$244,200 Land $37,500 Building $206,700	$244,200 Land $37,500 Building $206,700
2021	$2,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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