10022 E 4th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10022 E 4th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,788 sqft · built 1955
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,100 (May 2020)
Tax Bill	$3,314 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45201.2008`

Property Details

APN / Parcel Number

Primary APN	`45201.2008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	600 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	427 sqft
Canopy	427 sqft
Pole Barn	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10022 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	OPP JOHNSTONS SUB B235 L1 B1
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	OPP JOHNSTONS SUB
Legal Block	235,1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2002
Census Tract	12500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10022 E 4TH AVE, SPOKANE VALLEY, WA 99206-3017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
May 13, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 17, 2018	Warranty Deed, Transfer LONNIE L CARGILE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	20206919787
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0006919787
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10022 E 4TH AVE, SPOKANE VALLEY, WA 99206-3017
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007320441
Date	Nov 22, 2023
Instrument	7320441

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 13, 2020
Property Address	10022 E 4TH AVE, SPOKANE VALLEY, WA 99206-3017
Document Number	0006919787
Map Reference	VOL 5 PG 6
Instrument Date	May 8, 2020
Instrument	6919787
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Tax	$1,174.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10022 E 4TH AVE, SPOKANE VALLEY, WA 99206-3017

Mortgage

Document Number	0006919788
Date	May 13, 2020
Instrument	6919788

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 17, 2018
Property Address	10022 E 4TH AVE, SPOKANE VALLEY, WA 99206-3017
Document Number	0006708704
Instrument Date	May 15, 2018
Instrument	6708704
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10022 E 4TH AVE SPOKANE VALLEY WA 992063017, SPOKANE VALLEY, WA 99206-3017

Mortgage

Document Number	6708705
Date	May 17, 2018
Instrument	6708705

Lender

Name	LONNIE L CARGILE
Address	8012 N ESPE RD, SPOKANE, WA 99217-5101

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 16, 2023

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,314.00 (+2.66%)	$320,830 (+8.88%) Land $88,830 Building $232,000	$320,830 (+8.88%) Land $88,830 Building $232,000
2025	$3,228.00 (+13.38%)	$294,660 (+6.72%) Land $60,560 Building $234,100	$294,660 (+6.72%) Land $60,560 Building $234,100
2024	$2,847.00 (+6.87%)	$276,100 (+38.74%) Land $52,000 Building $224,100	$276,100 (+38.74%) Land $52,000 Building $224,100
2023	$2,664.00 (+13.89%)	$199,000 Land $39,000 Building $160,000	$199,000 Land $39,000 Building $160,000
2022	$2,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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