Mecklenburg County property record for 10021 Willow Leaf Ln, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,653 sqft · built 1999 |
| Lot Size | 0.191 acres (8,330 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (Oct 2014) |
| Tax Bill | $4,269 (2023) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-382-36 |
| Primary APN | 005-382-36 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,653 sqft Heated Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 1,609 sqft |
| Upper Floors Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,330 sqft (0.191 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 297 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-382-36 |
|---|---|
| Street Address | 10021 WILLOW LEAF LN |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | L127 M31-439 |
| Legal Subdivision | OAKHURST PH 1 MAP 2 |
| Legal Lot Number | 127 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 6410 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10021 WILLOW LEAF LN, CORNELIUS, NC 28031-9334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 24, 2020 | Deed of Trust, Mortgage · Line of Credit AQUESTA BK |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2014 · Amount on Record |
| Deed Sale | Oct 8, 2014 · Amount on Record |
| Prior Sale | Dec 30, 2003 · Amount on Record |
| Deed Document Number | 0029496994 |
| Deed Book / Page | 29496 / 994 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10021 WILLOW LEAF LN, CORNELIUS, NC 28031-9334 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000092260 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 38394/815 |
| Instrument | 2023092260 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10021 WILLOW LEAF LN, CORNELIUS, NC 28031-9334 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000178061 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 36536/799 |
| Instrument | 2021178061 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10021 WILLOW LEAF LN, CORNELIUS, NC 28031-9334 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000002628 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 36943/667 |
| Instrument | 2022002628 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10021 WILLOW LEAF LN, CORNELIUS, NC 28031-9334 |
| Document Number | 0000116060 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10021 WILLOW LEAF LN CORNELIUS NC 280319334, CORNELIUS, NC 28031-9334 |
| Document Number | 0000116060 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 034862/000001 |
| Instrument | 116060 |
| Name | AQUESTA BK |
|---|---|
| Type | Bank |
| Address | CORNELIUS, NC 28031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10021 WILLOW LEAF LN, CORNELIUS, NC 28031-9334 |
| Document Number | 0000088467 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10021 WILLOW LEAF LN CORNELIUS NC 280319334, CORNELIUS, NC 28031-9334 |
| Document Number | 0000088467 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 034695/000054 |
| Instrument | 88467 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2045 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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