10021 Cristobal Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10021 Cristobal Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,905 sqft · built 1961
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Aug 1985)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`505-054-09-00`

Property Details

APN / Parcel Number

Primary APN	`505-054-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Contemporary
Exterior Material	Stucco/Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10021 CRISTOBAL DR
City	SPRING VALLEY
State	CA
Zip	91977-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 59 TR 004323
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	004323
Legal Block	3
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13503

Owner

10021 Cristobal Dr is owned and occupied by two individuals who bought it in August 1985.

Source: San Diego County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10021 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 1985 · Amount on File
Deed Sale	Aug 15, 1985 · Amount on File
Deed Document Number	1985293693
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2026
Property Address	10021 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Document Number	0000258875
Instrument Date	Aug 20, 2026
Instrument	2026258875
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10021 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128

Mortgage

Document Number	0000258875,
Date	Sep 2, 2026
Instrument	2026258875

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	904 Months
Due	Jan 23, 2102

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10021 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10021 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128

Mortgage

Document Number	0000148349
Date	Apr 5, 2022
Instrument	2022-0148349

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10021 Cristobal Dr was $3,613 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,893 (+2%) Land $63,520 Building $192,373
2025	$3,613.00 Homeowner's exemption	$250,876 Land $62,275 Building $188,601
2023	$3,332.00 (+1.93%) Homeowner's exemption	$241,135 Land $59,857 Building $181,278
2022	$3,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10021 Cristobal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10021 Cristobal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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