10021 Cobblestone Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 10021 Cobblestone Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	2,700 sqft · built 2017
Lot Size	0.331 acres (14,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Aug 2016)
Tax Bill	$6,109 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Line of Credit + 3 more
APN	`54-08-01-0-214`

Property Details

APN / Parcel Number

Primary APN	`54-08-01-0-214`
Alternative APN	`0540080010214`

Interior

Stories	2 Stories
Building Area	2,700 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	14,451 sqft (0.331 acres)
Lot Dimensions	170 ft deep x 74.5 ft wide

Location & Zoning

Street Address	10021 COBBLESTONE DR
City	IRWIN
State	PA
Zip	15642-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 226R HSE OAKTON MANOR PH II REV 6 74.5S X 170.01 X IR
Legal Subdivision	OAKTON MANOR
Legal Phase	II
Legal Lot Number	226R
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2019
Census Tract	803100

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10021 COBBLESTONE DR, IRWIN, PA 15642-5528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit LOWER LLC
May 25, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Oct 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2016 · Amount on Record
Deed Sale	Aug 24, 2016 · Amount on Record
Prior Sale	Dec 23, 2010 · Amount on Record
Deed Document Number	201626943
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Recording Date	Jun 16, 2026
Property Address	10021 COBBLESTONE DR, IRWIN, PA 15642-5528
Document Number	0000015827
Instrument Date	Jun 2, 2026
Instrument	202615827
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10021 COBBLESTONE DR, IRWIN, PA 15642-5528

Mortgage

Document Number	0000015827,
Date	Jun 16, 2026
Instrument	202615827

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	10021 COBBLESTONE DR, IRWIN, PA 15642-5528
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033603
Date	Dec 4, 2025
Instrument	202512040033603

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	10021 COBBLESTONE DR, NORTH HUNTINGDON, PA 15642-5528
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021124
Date	May 25, 2021
Instrument	202105250021124

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	10021 COBBLESTONE DR, NORTH HUNTINGDON, PA 15642-5528
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032359
Date	Oct 22, 2019
Instrument	201910220032359

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	10021 COBBLESTONE DR, NORTH HUNTINGDON, PA 15642-5528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032358
Date	Oct 22, 2019
Instrument	201910220032358

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,109.00 (+2.57%)	$43,690 (-) Land $3,460 Building $40,230
2025	$5,956.00 (+8.35%)		$43,690 (-) Land $3,460 Building $40,230
2024	$5,497.00	$43,690 Land $3,460 Building $40,230
1972			$43,690 Land $3,460 Building $40,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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