10020 Tumbling Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 10020 Tumbling Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,631 sqft · built 2017
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Apr 2015)
Tax Bill	$22,113 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-227614-001423-0`

Property Details

APN / Parcel Number

Primary APN	`36-227614-001423-0`
Alternative APN	`370634`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	6,631 sqft Living Area
Gross Area	8,119 sqft
1st Floor Area	4,739 sqft
2nd Floor Area	1,892 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	45,302 sqft
Lot Dimensions	215 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	1,184 sqft
Driveway	Concrete Driveway
Driveway Area	5,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	2,132 sqft
Patio Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10020 TUMBLING TRL
City	MCGREGOR
State	TX
Zip	76657-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY ADDITION PART FOURTEEN LOT 23 BLOCK 14 ACRES 1.04
Legal Subdivision	HIDDEN VALLEY ADDITION PART FOURTEEN
Legal Block	14
Legal Lot Number	23
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

10020 Tumbling Trl is owned and occupied by two individuals who bought it in April 2015.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10020 TUMBLING TRL, MCGREGOR, TX 76657-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2020	Deed of Trust, Construction Loan · Construction Mortgage ALLIANCE BK CTRL TX
Mar 21, 2019	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Jun 26, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX
May 23, 2017	Deed of Trust, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on File
Deed Sale	Apr 24, 2015 · Amount on File
Deed Document Number	201511843
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0000011843
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10020 TUMBLING TRL, MC GREGOR, TX 76657-3607
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026676
Date	Jul 7, 2021
Instrument	2021026676

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Nov 19, 2020
Property Address	10020 TUMBLING TRL, MC GREGOR, TX 76657-3607
Document Number	0000041469
Instrument Date	Nov 6, 2020
Instrument	41469
Transaction Type	Construction Loan
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 TUMBLING TRL MC GREGOR TX 766573607, MC GREGOR, TX 76657-3607

Mortgage

Document Number	0000041469
Date	Nov 19, 2020
Instrument	41469

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 18, 2021

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	10020 TUMBLING TRL, MC GREGOR, TX 76657-3607
Document Number	0000012417
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10020 TUMBLING TRL MC GREGOR TX 76657, MC GREGOR, TX 76657

Mortgage

Document Number	0000012417
Date	Apr 16, 2019
Instrument	12417

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2024

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	10020 TUMBLING TRL, MC GREGOR, TX 76657-3607
Document Number	0000021150
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	45 SUGAR CREEK PL WACO TX 767123407, WACO, TX 76712-3407

Mortgage

Document Number	0000021150
Date	Jun 26, 2018
Instrument	21150

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10020 TUMBLING TRL, MC GREGOR, TX 76657-3607
Document Number	0000020224
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUGAR CREEK PL WACO TX 767123407, WACO, TX 76712-3407

Mortgage

Document Number	0000020224
Date	Jun 19, 2020
Instrument	20224

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10020 Tumbling Trl was $22,113 with a homeowner's exemption, down 8.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,116,000 (-7%) Land $163,542 Building $952,458	$1,116,000 (-7%) Land $163,542 Building $952,458
2025	$22,113.00 (-8.94%) Homeowner's exemption	$1,200,000 Land $148,590 Building $1,051,410	$1,200,000 Land $148,590 Building $1,051,410
2024	$24,284.00
2023		$1,300,000 Land $148,590 Building $1,151,410	$1,300,000 Land $148,590 Building $1,151,410
2022	$24,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10020 Tumbling Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10020 Tumbling Trl is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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