Hamilton County property record for 10020 Thoroughbred Ln, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,644 sqft · built 2001 |
| Lot Size | 0.674 acres (29,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $705,400 (Dec 2001) |
| Tax Bill | $10,787 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0171-0036-00 |
| Primary APN | 590-0171-0036-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,644 sqft Living Area |
| Gross Area | 6,603 sqft |
| 1st Floor Area | 2,584 sqft |
| 2nd Floor Area | 860 sqft |
| Basement Area | 2,584 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 29,359 sqft (0.674 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 323 sqft |
| Patio Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10020 THOROUGHBRED LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SS THOROUGHBRED LN 0.674 AC LOT 30 THE MEADOWS OF WRIGHT FARM PHASE 1 |
| Legal Subdivision | THE MEADOWS OF WRIGHT FARM PHASE 1 |
| Legal Lot Number | 30 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 22101 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10020 THOROUGHBRED LN, CINCINNATI, OH 45231-2770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2001 · Amount on Record |
| Deed Sale | Dec 31, 2001 · Amount on Record |
| Prior Sale | Jan 24, 2001 · Amount on Record |
| Deed Document Number | 2001239458 |
| Deed Book / Page | 8785 / 612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10020 THOROUGHBRED LN, CINCINNATI, OH 45231-2770 |
| Document Number | 0000004017 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | HAMILTON TITLE COMPANY, HAMILTON TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10020 THOROUGHBRED LN CINCINNATI OH 452312770, CINCINNATI, OH 45231-2770 |
| Document Number | 0000004017 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 014082/002387 |
| Instrument | 4017 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,787.00 (+2.67%) | $160,427 (+%) Land $23,027 Building $137,400 | $458,360 (-) Land $65,790 Building $392,570 |
| 2024 | $10,506.00 (+4.13%) | $160,425 (-) Land $23,026 Building $137,399 | |
| 2023 | $10,089.00 (-3.62%) | $160,425 (+28.61%) Land $23,026 Building $137,399 | $458,360 (+28.61%) Land $65,790 Building $392,570 |
| 2022 | $10,468.00 Homeowner's exemption | $124,737 Land $23,489 Building $101,248 | |
| 2020 | $356,390 Land $67,110 Building $289,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WYOMING CITY PWS serves 9,700 people · EPA ID OH3102212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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