10020 Santana Ranch Ln, Santee, CA 92071 Property Records

San Diego County property record for 10020 Santana Ranch Ln, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,084 sqft · built 1975
Lot Size	0.22 acres (958 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (May 2023)
Tax Bill	$6,259 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-504-07-00`

Property Details

APN / Parcel Number

Primary APN	`381-504-07-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,084 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	958 sqft (0.22 acres)
Lot Dimensions	55 ft deep x 35 ft wide
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10020 SANTANA RANCH LN
City	SANTEE
State	CA
Zip	92071-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 29 TR 007619
Legal Subdivision	SANTANA RANCH ESTATES
Legal Tract	007619
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16610

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10020 SANTANA RANCH LN, SANTEE, CA 92071-1668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage GUILD MORTGAGE CO
May 10, 2023	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 24, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2023122092
Prior Transfer Date	Oct 4, 1993
Prior Transfer Doc	0000692957
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2023
Property Address	10020 SANTANA RANCH LN, SANTEE, CA 92071-1668
Document Number	0000122093
Map Reference	MAP 7619
Instrument Date	May 8, 2023
Instrument	2023-0122093
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 SANTANA RANCH LN, SANTEE, CA 92071-1668

Mortgage

Document Number	0000122095
Date	May 10, 2023
Instrument	2023-0122095

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 7, 2053

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2023
Property Address	10020 SANTANA RANCH LN, SANTEE, CA 92071-1668
Document Number	0000122092
Map Reference	MAP 7619
Instrument Date	Apr 4, 2023
Instrument	2023-0122092
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 SANTANA RANCH LN, SANTEE, CA 92071-1668

Mortgage

Document Number	0000122094
Date	May 10, 2023
Instrument	2023-0122094

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2018
Property Address	10020 SANTANA RANCH LN, SANTEE, CA 92071-1668
Document Number	0000350109
Instrument Date	Jul 24, 2018
Instrument	350109
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 SANTANA RANCH LN SANTEE CA 920711668, SANTEE, CA 92071-1668

Mortgage

Document Number	350110
Date	Aug 24, 2018
Instrument	350110

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,601 (+2%) Land $190,404 Building $340,197
2025	$6,259.00 (+35.92%)	$520,198 (+36.67%) Land $186,671 Building $333,527
2023	$4,605.00 (+0.74%)	$380,629 Land $136,587 Building $244,042
2022	$4,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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