Harris County property record for 10020 Rustic Cottage St, Houston, TX 77080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,274 sqft · built 2024 |
| Lot Size | 0.061 acres (2,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $684 (2024) |
| Deeds & Mortgages | Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-464-004-0025 |
| Primary APN | 146-464-004-0025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 3,026 sqft |
| Game Room | Game Room |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,696 sqft (0.061 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 146-464-004-0025 |
|---|---|
| Street Address | 10020 RUSTIC COTTAGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77080-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 25 BLK 4 (PURE ACCT*1464640040040) PINECREST SEC 7 |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2000 |
10020 Rustic Cottage St is owned and occupied by an individual who acquired it in April 2025.
Source: Harris County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10020 RUSTIC COTTAGE ST, HOUSTON, TX 77080-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 |
| Deed Sale | Apr 24, 2025 |
| Deed Document Number | 2025-151474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 24, 2025 |
| Property Address | 10020 RUSTIC COTTAGE ST, HOUSTON, TX 77080-1158 |
| Document Number | 0000151474 |
| Map Reference | MF 701180 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 2025-151474 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10020 RUSTIC COTTAGE ST, HOUSTON, TX 77080-1158 |
| Document Number | 0000151475 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 2025-151475 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Harris County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Spring Branch Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,969 (+196.46%) Land $121,410 Building $58,559 | $179,969 (+196.46%) Land $121,410 Building $58,559 | |
| 2024 | $684.00 | $60,705 (-) Land $60,705 | $60,705 (-) Land $60,705 |
| 2023 | $60,705 Land $60,705 | $60,705 Land $60,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10020 Rustic Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10020 Rustic Cottage St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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