10020 Ridgeway, Whitney, TX 76692 Property Records

Hill County property record for 10020 Ridgeway, Whitney, TX 76692 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	25,439 sqft (0.584 acres)
Last Sale	$60,000 (2022)
Tax Bill	$100.00 (2025)

Owner

Source: Hill County records · APN 19523-05510-00000-020000

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 128, MIDLOTHIAN, TX 76065-0018
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2022 · Amount on Record
Deed Sale	Sep 01, 2022 · Amount on Record
Prior Sale	Mar 29, 2022
Deed Doc Number	2022140037
Deed Book / Page	2214 / 376
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0000123919
Record Refreshed	Sep 20, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Sep 01, 2022
Property Address	10020 RIDGEWAY CT, WHITNEY, TX 76692
Document Number	002214/376
Book / Page	2214 / 376
Map Reference	SL A-136
Instrument Date	Aug 31, 2022
Instrument	140037
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1164, WHITNEY, TX 76692-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 128, MIDLOTHIAN, TX 76065-0128
Investor	Possibly a Property Investor

Mortgage

Document Number	0000140038
Date	Sep 01, 2022
Instrument	140038

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 01, 2023
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	1
Max Rate	11.7%

Tax Assessment & Valuation

Source: Hill County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$100.00 (+108.33%)	$16,810 (-) Land $16,810	$16,810 (-) Land $16,810
2023		$16,810 Land $16,810	$16,810 Land $16,810
2022	$48.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hill County (48217C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 21% of Texas
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19523-05510-00000-020000`
Alternative APN	`142139`

Exterior

Lot Area	25,439 sqft (0.584 acres)

Location & Zoning

Account Number	19523-05510-00000-020000
Street Address	10020 RIDGEWAY
City	WHITNEY
State	TX
Zip	76692
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	WHITE BLUFF #10 LT 20
Legal Subdivision	WHITE BLUFF
Legal Block	10
Legal Lot Number	20
Jurisdiction	HILL TX
Minor Civil Division	BLUM
Census Blockgroup	4
Census Block	4096
Census Tract	960200