10020 Gorman Rd, Laurel, MD 20723 Property Records

Howard County property record for 10020 Gorman Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,896 sqft · built 1993
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Trust Names on Record
Last Sale	$530,000 (Feb 2004)
Tax Bill	$8,624 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-539157`

Property Details

APN / Parcel Number

Primary APN	`06-539157`
Alternative APNs	`6539157` `539157`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,896 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	539157
Street Address	10020 GORMAN RD
City	LAUREL
State	MD
Zip	20723-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RED
Legal Description	LOT 2 1.320 A 10020 GORMAN RD CLEMENTE PROPERTY
Legal Subdivision	CLEMENTE PROP
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1009
Census Tract	606807

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10020 GORMAN RD, LAUREL, MD 20723-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2004 · Amount on Record
Deed Sale	Feb 26, 2004 · Amount on Record
Prior Sale	Feb 26, 2004 · Amount on Record
Deed Document Number	200442901
Deed Book / Page	8099 / 175
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10020 GORMAN RD, LAUREL, MD 20723-5705
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 GORMAN RD, LAUREL, MD 20723-5705

Mortgage

Document Number	0207000472
Date	Jul 12, 2021
Book Page	20700/472

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,624.00 (-3.53%) Homeowner's exemption	$658,500 (+3.39%)	$701,700 (+10.17%) Land $314,400 Building $387,300
2025	$8,940.00 (+61.14%) Homeowner's exemption	$636,900 (+17.76%) Land $264,400 Building $372,500	$636,900 (-) Land $264,400 Building $372,500
2023		$540,833	$636,900 Land $264,400 Building $372,500
2022	$5,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20