St. Clair County property record for 10020 Division Rd, Columbus, MI 48063
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,723 sqft · built 2023 |
| Lot Size | 7.14 acres (311,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2022) |
| Tax Bill | $7,375 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-16-032-4008-010 |
| Primary APN | 74-16-032-4008-010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 1,723 sqft |
| Basement Area | 1,723 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 311,018 sqft (7.14 acres) |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10020 DIVISION RD |
|---|---|
| City | COLUMBUS |
| State | MI |
| Zip | 48063-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDEN |
| Legal Description | BEG E 229.65' FROM SW SEC COR, TH N 0D 46M 40S E 1327.86', TH N 76D 37M E 236.83', TH S 0D 46M 40S W 1382.67', TH W 229.66' |
| Legal Range | 15E |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | LAND SITUATED |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 651600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10020 DIVISION RD, COLUMBUS, MI 48063-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit PIERSON GIBBS HOMES INC |
| Jun 28, 2022 | Intrafamily Transfer, Transfer ATA NATIONAL TITLE |
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on Record |
| Deed Sale | Jun 28, 2022 · Amount on Record |
| Deed Document Number | 202215571 |
| Deed Book / Page | 5536 / 384 |
| Prior Transfer Date | Jun 8, 2022 |
| Prior Transfer Doc | 0005536382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 10020 DIVISION RD, COLUMBUS, MI 48063-4112 |
| Document Number | 0000010879 |
| Book / Page | 5929 / 329 |
| Instrument Date | May 22, 2026 |
| Instrument | 202610879 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10020 DIVISION RD, COLUMBUS, MI 48063-4112 |
| Document Number | 0000010879, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 5929/329 |
| Instrument | 202610879 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | DIVISION RD, COLUMBUS, MI 48063 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 67538 HAVEN RIDGE RD, LENOX, MI 48050-1210 |
| Document Number | 0005614829 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 5614/829 |
| Instrument | 2023007145 |
| Name | PIERSON GIBBS HOMES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RICHMOND, MI 48062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 28, 2022 |
| Property Address | DIVISION RD, COLUMBUS, MI 48063 |
| Document Number | 0005536382 |
| Book / Page | 5536 / 382 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022015570 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 67538 HAVEN RIDGE RD, 67538, LENOX, MI 48050-1210 |
| Name | Verified Name |
|---|---|
| Address | 67538 HAVEN RIDGE RD, LENOX, MI 48050-1210 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 28, 2022 |
| Property Address | DIVISION RD, COLUMBUS, MI 48063 |
| Document Number | 0005536384 |
| Book / Page | 5536 / 384 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022015571 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37655 HEBEL RD, 37655, RICHMOND, MI 48062-4920 |
| Name | Verified Name |
|---|---|
| Address | 67538 HAVEN RIDGE RD, LENOX, MI 48050-1210 |
| Document Number | 2022015572 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022015572 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Columbus Township |
| Unified School District | Richmond Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,500 (+8.45%) | $567,000 (+8.45%) | |
| 2025 | $7,375.00 (+30.46%) Homeowner's exemption | $261,400 (+954.03%) | |
| 2024 | $5,653.00 (+627.54%) | $522,800 (+954.03%) | |
| 2023 | $24,800 | ||
| 2022 | $777.00 | $49,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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