10020 4th St, Highland, IN 46322 Property Records

Lake County property record for 10020 4th St, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1967
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Aug 2025)
Tax Bill	$2,562 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0357-0038`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0357-0038`
Alternative APNs	`45-07-33-254-019.000-026` `162703570038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,475 sqft (0.171 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0357-0038
Old Parcel Number	162703570038
Street Address	10020 4TH ST
City	HIGHLAND
State	IN
Zip	46322-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE 9TH ADD. TO HIGHLAND LOT 295
Legal Subdivision	LAKESIDE 9TH ADD
Legal Lot Number	295
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1020
Census Tract	40502

Owner

10020 4th St is owned by an individual who bought it in August 2025.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	10405 FOX RUN, MUNSTER, IN 46321-5100
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Deed Document Number	2025-529321
Record Updated	Jun 8, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Aug 7, 2025
Property Address	10020 4TH ST, HIGHLAND, IN 46322-3408
Document Number	0000029321
Map Reference	MB 37 PG 84
Instrument Date	Jul 31, 2025
Instrument	2025-529321
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 FOX RUN, MUNSTER, IN 46321-5100

Mortgage

Document Number	0000029322
Date	Aug 7, 2025
Instrument	2025-529322

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,600 (+6.6%) Land $43,300 Building $218,300	$261,600 (+6.6%) Land $43,300 Building $218,300
2024	$2,562.00	$245,400 (+7.4%) Land $43,300 Building $202,100	$245,400 (+7.4%) Land $43,300 Building $202,100
2023		$228,500 (+22.85%) Land $43,300 Building $185,200	$228,500 (+22.85%) Land $43,300 Building $185,200
2022	$1,898.00 Homeowner's exemption	$186,000 Land $43,300 Building $142,700	$186,000 Land $43,300 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10020 4th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10020 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20