Union County property record for 1002 Zephyr Cir, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1987 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,886 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-105-030 |
| Primary APN | 09-105-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| Gross Area | 3,227 sqft |
| 1st Floor Area | 2,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 902 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 558 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1002 ZEPHYR CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 MONRO |
| Legal Description | #21 LAKESIDE OPCB320B |
| Legal Subdivision | LAKESIDE |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20601 |
1002 Zephyr Cir is owned and occupied by an individual who acquired it in January 2018.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1002 ZEPHYR CIR, MONROE, NC 28110-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 25, 2018 |
| Transfer Doc | 7095409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 31, 2018 |
| Property Address | 1002 ZEPHYR CIR, MONROE, NC 28110-8803 |
| Document Number | 0007095409 |
| Book / Page | 7095 / 409 |
| Map Reference | CAB B FILE 320B |
| Instrument Date | Jan 25, 2018 |
| Instrument | 0002499 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 ZEPHYR CIR, MONROE, NC 28110-8803 |
| Document Number | 0000002500 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 0002500 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 1002 Zephyr Cir was $4,886.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,000 (-) Land $86,900 Building $472,100 | $559,000 (-) Land $86,900 Building $472,100 | |
| 2025 | $4,886.00 | $559,000 Land $86,900 Building $472,100 | $559,000 Land $86,900 Building $472,100 |
| 2023 | $3,971.00 | $364,200 Land $50,000 Building $314,200 | $364,200 Land $50,000 Building $314,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 Zephyr Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1002 Zephyr Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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