1002 Toquima Trl, Monroe, NC 28110 Property Records

Union County property record for 1002 Toquima Trl, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 2004
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (May 2005)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-307`

Property Details

APN / Parcel Number

Primary APN	`07-093-307`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1002 TOQUIMA TRL
City	MONROE
State	NC
Zip	28110-6339
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#94 BROOK VALLEY PH1 OPCG981
Legal Subdivision	BROOK VALLEY
Legal Lot Number	94
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20307

Owner

1002 Toquima Trl, a rural home, is owned and occupied by two individuals who acquired it in July 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1002 TOQUIMA TRL, MONROE, NC 28110-6339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 25, 2017	Deed of Trust, Mortgage · FHA Mortgage WR STARKEY MTG
Aug 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2005 · Amount on File
Deed Sale	May 26, 2005 · Amount on File
Prior Sale	Sep 16, 2004 · Amount on File
Deed Document Number	200575587
Deed Book / Page	3789 / 650
Last Transfer Date	Jul 28, 2017
Transfer Doc	6989791
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1002 TOQUIMA TRL, MONROE, NC 28110-6339
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009330698
Date	Mar 20, 2026
Book Page	9330/698
Instrument	7372

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1002 TOQUIMA TRL, MONROE, NC 28110-6339
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008834483
Date	Jan 2, 2024
Book Page	8834/483
Instrument	57

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1002 TOQUIMA TRL, MONROE, NC 28110-6339
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008433302
Date	Mar 23, 2022
Book Page	8433/302
Instrument	10846

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1002 TOQUIMA TRL, MONROE, NC 28110-6339
Document Number	70251
Book / Page	007025 / 000001
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1002 TOQUIMA TRL MONROE NC 281106339, MONROE, NC 28110-6339

Mortgage

Document Number	70251
Date	Sep 29, 2017
Book Page	007025/000001
Instrument	28788

Lender

Name	WR STARKEY MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Aug 7, 2017
Property Address	1002 TOQUIMA TRL, MONROE, NC 28110-6339
Document Number	6989791
Book / Page	006989 / 000791
Instrument Date	Jul 28, 2017
Instrument	22764
Transaction Type	Transfer
Record Updated	Oct 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1002 TOQUIMA TRL MONROE NC 281106339, MONROE, NC 28110-6339

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Toquima Trl was $2,873.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,700 (-) Land $81,000 Building $350,700	$431,700 (-) Land $81,000 Building $350,700
2025	$2,873.00	$431,700 Land $81,000 Building $350,700	$431,700 Land $81,000 Building $350,700
2023	$2,581.00	$306,400 Land $54,600 Building $251,800	$306,400 Land $54,600 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Toquima Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Toquima Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

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