1002 Searay Ct, Abingdon, MD 21009 Property Records

Harford County property record for 1002 Searay Ct, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,698 sqft · built 2001
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Oct 2007)
Tax Bill	$3,764 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-316265`

Property Details

APN / Parcel Number

Primary APN	`01-316265`
Alternative APNs	`1316265` `316265`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,698 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	316265
Street Address	1002 SEARAY CT
City	ABINGDON
State	MD
Zip	21009-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 71 9191 SF 1002 SEARAY COURT LONG BAR HAR S5 P 94/85
Legal Subdivision	LONG BAR HARBOR
Legal Lot Number	71
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1005
Census Tract	301707

Owner

1002 Searay Ct is owned and occupied by an individual who bought it in October 2007.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1002 SEARAY CT, ABINGDON, MD 21009-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2007 · Amount on File
Deed Sale	Oct 3, 2007 · Amount on File
Prior Sale	Jan 8, 2002 · Amount on File
Deed Document Number	2007709
Deed Book / Page	7552 / 444
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 8, 2022
Property Address	1002 SEARAY CT, ABINGDON, MD 21009-1009
Document Number	0153540496
Book / Page	15354 / 496
Map Reference	MB 94 FO 85
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LEGACYHOUSE TITLE, LEGACY HOUSE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	919 E BROADWAY, BEL AIR, MD 21014-3347

Mortgage

Document Number	0015354500
Date	Feb 8, 2022
Instrument	15354/500

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1002 Searay Ct was $3,764, up 13.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,764.00 (+13.24%)	$345,400 Land $85,400 Building $260,000	$345,400 Land $85,400 Building $260,000
2025	$3,324.00
2023		$284,900 Land $85,400 Building $199,500	$284,900 Land $85,400 Building $199,500
2022	$2,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Searay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Searay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20