1002 School House Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1002 School House Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,814 sqft · built 1992
Lot Size	4.28 acres (186,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Mar 2018)
Tax Bill	$9,083 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-131-08-00`

Property Details

APN / Parcel Number

Primary APN	`280-131-08-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,814 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	186,437 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1002 SCHOOL HOUSE RD
City	RAMONA
State	CA
Zip	92065-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM15963
Legal Tract	15963
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 SCHOOL HOUSE RD, RAMONA, CA 92065-1590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 9, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	201894754
Prior Transfer Date	Nov 16, 2004
Prior Transfer Doc	0001109979
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1002 SCHOOL HOUSE RD, RAMONA, CA 92065-1590
Document Number	0000323340
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1002 SCHOOL HOUSE RD RAMONA CA 920651590, RAMONA, CA 92065-1590

Mortgage

Document Number	0000323340
Date	Jun 22, 2020
Instrument	323340

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	1002 SCHOOL HOUSE RD, RAMONA, CA 92065-1590
Document Number	0000094754
Instrument Date	Jan 18, 2018
Instrument	94754
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1002 SCHOOL HOUSE RD RAMONA CA 920651590, RAMONA, CA 92065-1590

Mortgage

Document Number	94755
Date	Mar 9, 2018
Instrument	94755

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,842 (+2%) Land $348,173 Building $539,669
2025	$9,083.00 (+4.02%) Homeowner's exemption	$870,435 (+4.04%) Land $341,347 Building $529,088
2023	$8,732.00 (+1.52%) Homeowner's exemption	$836,637 Land $328,093 Building $508,544
2022	$8,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Cox Communications, Verizon.

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