1002 S Main St, Hampstead, MD 21074 Property Records

Carroll County property record for 1002 S Main St, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,202 sqft · built 1885
Lot Size	0.251 acres (10,920 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2007)
Tax Bill	$3,496 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-032351`

Property Details

APN / Parcel Number

Primary APN	`08-032351`
Alternative APNs	`8032351` `032351`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,202 sqft Total Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Siding
Roof Material	Metal
Lot Area	10,920 sqft (0.251 acres)
Lot Dimensions	156 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	032351
Street Address	1002 S MAIN ST
City	HAMPSTEAD
State	MD
Zip	21074-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT - 10920 SF 1002 - 1004 S MAIN ST HAMPSTEAD
Legal Subdivision	HAMPSTEAD
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3033
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17905 MARSHALL MILL RD, HAMPSTEAD, MD 21074-2922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2007 · Amount on Record
Deed Sale	Jan 5, 2007 · Amount on Record
Deed Document Number	200762459
Deed Book / Page	5108 / 199
Last Transfer Date	Apr 17, 2013
Transfer Doc	0073430469
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1002 S MAIN ST, HAMPSTEAD, MD 21074-2261
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108620334
Date	Aug 24, 2022
Book Page	10862/334

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Margin	3
Max Rate	11.3%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1002 S MAIN ST, HAMPSTEAD, MD 21074-2261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086130454
Date	Feb 16, 2017
Book Page	8613/0454
Instrument	8613-0454

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,496.00 (+5.24%)	$255,633 (+5.33%)	$281,500 (+15.99%) Land $102,300 Building $179,200
2025	$3,322.00 (+15.59%)	$242,700 (+14%) Land $77,300 Building $165,400	$242,700 (-) Land $77,300 Building $165,400
2023	$2,874.00	$212,900	$242,700 Land $77,300 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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