1002 S Main St, Chatham, VA 24531 Property Records

Pittsylvania County property record for 1002 S Main St, Chatham, VA 24531

Property Summary

Property Type	Single Family Home
Lot Size	7.54 acres (328,442 sqft)
Owner	Individual Name on File
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Sep 2017 Refinance
Flood Zone	Zone AE (high risk)
APN	`2425-03-9731`

Property Details

APN / Parcel Number

Primary APN	`2425-03-9731`
Alternative APN	`257800`

Exterior

Lot Area	328,442 sqft (7.54 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	257800
Street Address	1002 S MAIN ST
City	CHATHAM
State	VA
Zip	24531-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TZ
Legal Description	HWY 29 LOTS 5-9 & PT 10-11 7.54 AC
Legal Lot Number	5-9
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CHATHAM-BLAIRS
Census Block Group	2
Census Block	2054
Census Tract	10500

Owner

1002 S Main St is owned and occupied by an individual.

Source: Pittsylvania County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1002 S MAIN ST, CHATHAM, VA 24531-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	1002 S MAIN ST, CHATHAM, VA 24531-3428
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SIMPSON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005190
Date	Sep 21, 2017
Instrument	170005190

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1002 S Main St was $1,308, up 0.1% from the year before.

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Municipality	Chatham Town
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00 (+0.08%)	$210,900 (-) Land $36,400 Building $174,500	$210,900 (-) Land $36,400 Building $174,500
2025	$1,307.00	$210,900 Land $36,400 Building $174,500	$210,900 Land $36,400 Building $174,500
2022		$210,900 Land $36,400 Building $174,500	$210,900 Land $36,400 Building $174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35