Hamilton County property record for 1002 S Beech St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,238 sqft · built 1925 |
| Lot Size | 0.102 acres (4,477 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2023) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Nov 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O W 002 |
| Primary APN | 146O W 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,477 sqft (0.102 acres) |
| Lot Dimensions | 106 ft deep x 42 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077538 |
|---|---|
| Street Address | 1002 S BEECH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LTS 1&3 BLK 5 SPRING GROVE ADDN PB 2 PG 6 |
| Legal Subdivision | SPRING GROVE ADDN |
| Legal Block | 5 |
| Legal Lot Number | 1,3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1002 S Beech St is owned and occupied by two individuals who bought it in November 2023.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Oct 8, 2018 | Warranty Deed, Transfer TITLE GUARANTY |
| Jun 1, 2017 | Warranty Deed, Transfer KATHRYN TWIGG |
| Mar 27, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage Z151378 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on File |
| Deed Sale | Nov 14, 2023 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 2023182 |
| Deed Book / Page | 13448 / 743 |
| Prior Transfer Date | Jun 6, 1997 |
| Prior Transfer Doc | 0000398120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0000000157 |
|---|---|
| Date | Oct 17, 2024 |
| Book Page | 13735/706 |
| Instrument | 2024101700157 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 14, 2023 |
| Property Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0000000182 |
| Book / Page | 13448 / 743 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023111400182 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0000000183 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023111400183 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0115000175 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1002 S BEECH ST CHATTANOOGA TN 374044413, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0115000175 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 011879/000655 |
| Instrument | 200115000175 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 14, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 8, 2018 |
| Property Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Document Number | 1008000089 |
| Book / Page | 011472 / 000118 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 181008000089 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1002 S BEECH ST CHATTANOOGA TN 374044413, CHATTANOOGA, TN 37404-4413 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 1, 2017 |
| Property Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0000000093 |
| Book / Page | 011063 / 000671 |
| Instrument Date | May 30, 2017 |
| Instrument | 93 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 S BEECH ST CHATTANOOGA TN 374044413, CHATTANOOGA, TN 37404-4413 |
| Document Number | 94 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 011063/000673 |
| Instrument | 94 |
| Name | KATHRYN TWIGG |
|---|---|
| Address | 946 MAREA TER, ST MICHAELS, MD 21663-2613 |
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 27, 2017 |
| Property Address | 1002 S BEECH ST, CHATTANOOGA, TN 37404-4413 |
| Book / Page | 011007 / 000899 |
| Instrument Date | Jun 7, 2016 |
| Instrument | 154 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1002 S BEECH ST CHATTANOOGA TN 374044413, CHATTANOOGA, TN 37404-4413 |
| Document Number | 0000000154 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 011007/000899 |
| Instrument | 154 |
| Name | Z151378 |
|---|---|
| Address | PO BOX 451340, WESTLAKE, OH 44145-0635 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 26, 2018 |
The 2025 property tax bill for 1002 S Beech St was $1,268, up 10.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (+10.26%) | $83,700 (+62.76%) | $334,800 (+62.76%) Land $70,000 Building $264,800 |
| 2024 | $1,150.00 | $51,425 (-) | $205,700 (-) Land $50,000 Building $155,700 |
| 2023 | $1,150.00 | $51,425 (-) | $205,700 (-) Land $50,000 Building $155,700 |
| 2022 | $1,150.00 | $51,425 | $205,700 Land $50,000 Building $155,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1002 S Beech St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1002 S Beech St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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