Buchanan County property record for 1002 Prospect Ave, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1920 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,100 (Aug 2018) |
| Tax Bill | $777 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage May 2017 Mortgage + 1 more |
| APN | 06-3.0-07-001-002-033.000 |
| Primary APN | 06-3.0-07-001-002-033.000 |
|---|
| Building Area | 1,380 sqft Base Area |
|---|---|
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Street Address | 1002 PROSPECT AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BELLEVUE LOT:12 BLK:5LGL DESC: |
| Legal Subdivision | BELLEVUE |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 400 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1002 PROSPECT AVE, SAINT JOSEPH, MO 64501-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT |
| May 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK |
| Aug 24, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 20187813 |
| Deed Book / Page | 3702 / 711 |
| Prior Transfer Date | Jan 14, 2016 |
| Prior Transfer Doc | 2016000388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1002 PROSPECT AVE, SAINT JOSEPH, MO 64501-1042 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003702/732 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 3702/732 |
| Instrument | 2018007815 |
| Name | MISSOURI HOUSING DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1002 PROSPECT AVE, SAINT JOSEPH, MO 64501-1042 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2017005023 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017005023 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 24, 2018 |
| Property Address | 1002 PROSPECT AVE, SAINT JOSEPH, MO 64501-1042 |
| Document Number | 003702/711 |
| Book / Page | 3702 / 711 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 2018007813 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 COURT ST, 702, SAINT JOSEPH, MO 64504-1715 |
| Name | Verified Name |
|---|---|
| Address | 1002 PROSPECT AVE, SAINT JOSEPH, MO 64501-1042 |
| Document Number | 003702/713 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 3702/713 |
| Instrument | 2018007814 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $777.00 (+0.13%) | $10,860 (+4.02%) Land $1,430 Building $9,430 | $57,150 (+4.1%) Land $7,500 Building $49,650 |
| 2024 | $776.00 (+13.45%) | ||
| 2023 | $684.00 (-0.58%) | $10,440 (-) Land $1,430 Building $9,010 | $54,900 (-) Land $7,500 Building $47,400 |
| 2022 | $688.00 | $10,440 Land $1,430 Building $9,010 | |
| 2021 | $54,900 Land $7,500 Building $47,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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