Carlton County property record for 1002 Prospect Ave, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.137 acres (5,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Nov 2025) |
| Tax Bill | $3,574 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-385-0460 |
| Primary APN | 06-385-0460 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,978 sqft (0.137 acres) |
|---|
| Account Number | 4564 |
|---|---|
| Street Address | 1002 PROSPECT AVE |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOCKET 224521 CITY OF CLOQUET WHITES ADDITION |
| Legal Subdivision | WHITES ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 70200 |
1002 Prospect Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1002 PROSPECT AVE, CLOQUET, MN 55720-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Deed Document Number | 2025524294 |
| Prior Transfer Date | Oct 10, 2025 |
| Prior Transfer Doc | 0000523671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Nov 18, 2025 |
| Property Address | 1002 PROSPECT AVE, CLOQUET, MN 55720-2314 |
| Document Number | A000524294 |
| Instrument Date | Oct 27, 2025 |
| Instrument | A000524294 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1002 PROSPECT AVE, CLOQUET, MN 55720-2314 |
| Document Number | A000524295 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | A000524295 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 1002 Prospect Ave was $3,574 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,574.00 Homeowner's exemption | ||
| 2025 | $231,200 (+4.62%) Land $13,500 Building $217,700 | $231,200 (+4.62%) Land $13,500 Building $217,700 | |
| 2024 | $3,320.00 Homeowner's exemption | $221,000 (+4.34%) Land $13,500 Building $207,500 | $221,000 (+4.34%) Land $13,500 Building $207,500 |
| 2023 | $3,320.00 Homeowner's exemption | $211,800 (-) Land $13,500 Building $198,300 | $211,800 (-) Land $13,500 Building $198,300 |
| 2022 | $211,800 Land $13,500 Building $198,300 | $211,800 Land $13,500 Building $198,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1002 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Airfiber, AT&T, CenturyLink, CTC.
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