Hillsborough County property record for 1002 Piano Ln, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,448 sqft · built 2000 |
| Lot Size | 0.432 acres (18,811 sqft) |
| Owner | Trust Name on File |
| Last Sale | $100 (Jan 2017) |
| Tax Bill | $9,861 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jun 2018 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 052116-5162 |
| Primary APN | 052116-5162 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,448 sqft Living Area |
| Gross Area | 7,972 sqft |
| 1st Floor Area | 153 sqft |
| Upper Floors Area | 3,295 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 18,811 sqft (0.432 acres) |
| Lot Dimensions | 175 ft deep x 73 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 3,047 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Area | 550 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 508 sqft |
| Patio Area | 313 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0521165162 |
|---|---|
| Street Address | 1002 PIANO LN |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SYMPHONY ISLES UNIT TWO LOT 35 BLOCK 2 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 20 |
| Legal Subdivision | SYMPHONY ISLES UNIT TWO |
| Legal Tract | 1T7 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14118 |
1002 Piano Ln is owner-occupied and held in a trust since October 2023.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1002 PIANO LN, APOLLO BEACH, FL 33572-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 20, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MTG |
| Feb 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2017 · Amount on File |
| Deed Sale | Jan 1, 2017 · Amount on File |
| Prior Sale | Aug 16, 1995 · Amount on File |
| Deed Book / Page | 24705 / 1420 |
| Last Transfer Date | Oct 27, 2023 |
| Transfer Doc | 0000521817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 15, 2023 |
| Property Address | 1002 PIANO LN, APOLLO BEACH, FL 33572-2725 |
| Document Number | 0000521817 |
| Map Reference | MB 54 PG 50 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023521817 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 PIANO LN, APOLLO BEACH, FL 33572-2725 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1002 PIANO LN, RUSKIN, FL 33572-2725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1002 PIANO LN, APOLLO BEACH, FL 33572-2725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0258560850 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 25856/0850 |
| Instrument | 2018246005 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1002 PIANO LN, APOLLO BEACH, FL 33572-2725 |
| Document Number | 0000233024 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1002 PIANO LN APOLLO BEACH FL 335722725, APOLLO BEACH, FL 33572-2725 |
| Document Number | 0000233024 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 233024 |
| Name | INNOVATIVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | LUTZ, FL 33558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 2, 2017 |
| Property Address | 1002 PIANO LN, APOLLO BEACH, FL 33572-2725 |
| Document Number | 0247051420 |
| Book / Page | 024705 / 001420 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 43424 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 PIANO LN APOLLO BEACH FL 335722725, APOLLO BEACH, FL 33572-2725 |
The 2025 property tax bill for 1002 Piano Ln was $9,861 with a homeowner's exemption, up 8.5% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,615 (+2.7%) | $991,974 (-8.78%) Land $351,495 Building $640,479 | |
| 2025 | $9,861.00 (+8.47%) Homeowner's exemption | $546,850 | $1,087,463 Land $429,605 Building $657,858 |
| 2024 | $9,091.00 (+3.22%) | ||
| 2023 | $8,807.00 (+3.51%) Homeowner's exemption | $515,959 (+3%) | $1,036,269 (+2.78%) Land $390,550 Building $645,719 |
| 2022 | $8,508.00 Homeowner's exemption | $500,931 | $1,008,270 Land $273,385 Building $734,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 Piano Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 574 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 582 units insured incl. 8 condo units |
| Nearby Flood Claims | 103 (2017–2026) |
| Most Recent Claim | Sep 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1002 Piano Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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