1002 Opal St, Unit 104, Suffolk, VA 23435 Property Records

Suffolk City property record for 1002 Opal St, Unit 104, Suffolk, VA 23435

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,592 sqft · built 2023
Owner	Individual Name on File
Last Sale	$336,834 (Mar 2023)
Tax Bill	$450 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 1 more
APN	`12323*18`

Property Details

APN / Parcel Number

Primary APN	`12323*18`
Alternative APN	`306004187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	5 Units
Stories	2 Stories
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	306004187
Street Address	1002 OPAL ST, 104
City	SUFFOLK
State	VA
Zip	23435-4172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESIDENTIA
Legal Description	UNIT 18, ARRAY CONDO, PH.9
Legal Subdivision	PHASE 9 IN ARRAY CONDOMINIUM LOCATED
Legal Phase	9
Legal Unit	18
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1003
Census Tract	75203

Owner

1002 Opal St, Unit 104 is owned and occupied by an individual who bought it in March 2023.

Source: Suffolk City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1002 OPAL ST, 104, SUFFOLK, VA 23435-4172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC
Dec 29, 2023	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Deed Document Number	20232169
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1002 OPAL ST UNIT 104, 104, SUFFOLK, VA 23435-4172
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	UNKNOWN, LFT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 OPAL ST 104, 104, SUFFOLK, VA 23435-4172

Mortgage

Document Number	0250010467
Date	Sep 18, 2025
Instrument	250010467

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1002 OPAL ST UNIT 104, 104, SUFFOLK, VA 23435-4172
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230013498
Date	Dec 29, 2023
Instrument	230013498

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 6, 2023
Property Address	1002 OPAL ST UNIT 104, 104, SUFFOLK, VA 23435-4172
Document Number	0230002169
Instrument Date	Feb 14, 2023
Instrument	230002169
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 OPAL ST # 104, 104, SUFFOLK, VA 23435-4172

Mortgage

Document Number	0230002170
Date	Mar 6, 2023
Instrument	230002170

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Opal St, Unit 104 was $450 with a senior citizen's exemption, up 4% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$326,600 (-0.03%) Land $65,000 Building $261,600
2025	$450.00 (+4%) Senior Citizen's exemption	$326,600 (-0.03%) Land $65,000 Building $261,600	$326,700 Land $65,000 Building $261,700
2024	$90.00 Senior Citizen's exemption	$326,700 (+12.38%) Land $65,000 Building $261,700
2023	Senior Citizen's exemption	$290,700 Land $60,000 Building $230,700	$290,700 Land $60,000 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

25 flood insurance policies are in force near 1002 Opal St, Unit 104.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Opal St

Nearby Streets

All Suffolk, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures