1002 Olive St, Murray, KY 42071 Property Records

Calloway County property record for 1002 Olive St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,845 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2020)
Tax Bill	$531 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Sep 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-0-0004-00015`

Property Details

APN / Parcel Number

Primary APN	`006-0-0004-00015`
Alternative APNs	`109507` `80844`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Family Room	Family Room

Exterior

Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Account Number	109507
Street Address	1002 OLIVE ST
City	MURRAY
State	KY
Zip	42071-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1002 OLIVE
Legal Subdivision	MCELRATH HEIGHTS ADDITION
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2031
Census Tract	10400

Owner

Source: Calloway County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 OLIVE ST, MURRAY, KY 42071-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC
Sep 4, 2019	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Apr 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	2020642236
Deed Book / Page	1263 / 43
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 29, 2025
Property Address	1002 OLIVE ST, MURRAY, KY 42071-1930
Document Number	0001497/14
Book / Page	1497 / 14
Instrument Date	Apr 25, 2025
Instrument	694957
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1741 BETHEL RD, MURRAY, KY 42071-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 OLIVE ST, MURRAY, KY 42071-1930

Mortgage

Document Number	0000694958
Date	Apr 29, 2025
Instrument	694958

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1002 OLIVE ST, MURRAY, KY 42071-1930
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001225/335
Date	Sep 4, 2019
Book Page	1225/335
Instrument	636461

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 20, 2020

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 14, 2020
Property Address	1002 OLIVE ST, MURRAY, KY 42071-1930
Document Number	0001263/43
Book / Page	1263 / 43
Map Reference	MB 31
Instrument Date	Jul 10, 2020
Instrument	642236
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3906 POTTERTOWN RD, MURRAY, KY 42071-5169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1002 OLIVE ST, MURRAY, KY 42071-1930
Investor	Possibly a Property Investor

Mortgage

Document Number	0000642237
Date	Jul 14, 2020
Instrument	642237

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 23, 2019
Property Address	1002 OLIVE ST, MURRAY, KY 42071-1930
Document Number	001209/468
Book / Page	1209 / 468
Map Reference	DD 31
Instrument Date	Apr 19, 2019
Instrument	633761
Transaction Type	Construction Loan
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 BLANE DR, HOPKINSVILLE, KY 42240-1340

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3906 POTTERTOWN RD, MURRAY, KY 42071-5169

Mortgage

Document Number	0000633762
Date	Apr 23, 2019
Instrument	633762

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2020

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$531.00 (+12.26%)	$142,000 (+13.6%)	$142,000 (+13.6%)
2023	$473.00	$125,000	$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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