1002 Oakcrest Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1002 Oakcrest Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,326 sqft · built 1980
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2020)
Tax Bill	$3,715 (2024)
Deeds & Mortgages	Nov 2020 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-173-016`

Property Details

APN / Parcel Number

Primary APN	`03-11-173-016`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,326 sqft Base Area
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1002 OAKCREST DR
City	EFFINGHAM
State	IL
Zip	62401-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 NORTHWOOD ESTATES 1ST ADD 3628/259 3605/241 931/208
Legal Subdivision	NORTHWOOD ESTATES 1ST ADDITION
Legal Lot Number	43
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1032
Census Tract	950700

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1002 OAKCREST DR, EFFINGHAM, IL 62401-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Transfer on Death Deed, Transfer
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	202020004796
Deed Book / Page	3605 / 241
Last Transfer Date	Oct 29, 2020
Transfer Doc	3628/259
Record Updated	Jun 8, 2026

November 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 6, 2020
Property Address	1002 OAKCREST DR, EFFINGHAM, IL 62401-4539
Document Number	3628/259
Book / Page	3628 / 259
Map Reference	MB 13 PG 11
Instrument Date	Oct 29, 2020
Instrument	202020006177
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 OAKCREST DR, 1002, EFFINGHAM, IL 62401-4539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 GEORGETOWN DRIVE, CHAMPAIGN, IL 61821

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 1, 2020
Property Address	1002 OAKCREST DR, EFFINGHAM, IL 62401-4539
Document Number	3605/241
Book / Page	3605 / 241
Map Reference	MB 13 PG 11
Instrument Date	Aug 21, 2020
Instrument	202020004796
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 OAKCREST DR, EFFINGHAM, IL 62401-4539

Mortgage

Document Number	202020004797
Date	Sep 1, 2020
Instrument	202020004797

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,715.00 (-7.91%)	$72,680 (+19.91%) Land $29,430 Building $43,250	$218,040 (+19.91%) Land $88,290 Building $129,750
2022	$4,034.00 Homeowner's exemption	$60,610 Land $24,540 Building $36,070	$181,830 Land $73,620 Building $108,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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