1002 Nicholson St, Joliet, IL 60435 Property Records

Will County property record for 1002 Nicholson St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 934 sqft · built 1915
Lot Size	0.14 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2023)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-314-011`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-314-011`
Alternative APN	`07043140110000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	934 sqft
Basement Area	934 sqft
Finished Basement	934 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,250 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1002 NICHOLSON ST
City	JOLIET
State	IL
Zip	60435-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 IN L RAUBS SUB, A SUB OF PRT OF THE W1/4 OF LOT 3 IN W H HUTCHINS SUB, BEING A SUB OF PRT OF THE N1/2 OF THE S1/2 IN S
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	L A RAUBS
Legal Lot Number	3
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3017
Census Tract	881401

Owner

1002 Nicholson St is owned and occupied by two individuals who bought it in November 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1002 NICHOLSON ST, JOLIET, IL 60435-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jan 25, 2017	Deed of Trust, Mortgage · Conventional with PMI NUMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Feb 23, 2009 · Amount on File
Deed Document Number	202359258
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 9, 2023
Property Address	1002 NICHOLSON ST, JOLIET, IL 60435-4504
Document Number	0000059258
Map Reference	MB7 PG17 DOC159499
Instrument Date	Oct 30, 2023
Instrument	R2023059258
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1002 NICHOLSON ST, JOLIET, IL 60435-4504

Mortgage

Document Number	0000059259
Date	Nov 9, 2023
Instrument	R2023059259

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

Mortgage

Document Number	0000059260
Date	Nov 9, 2023
Instrument	R2023059260

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1002 NICHOLSON ST, JOLIET, IL 60435-4504
Document Number	0000010247
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1002 NICHOLSON ST JOLIET IL 604354504, JOLIET, IL 60435-4504

Mortgage

Document Number	0000010247
Date	Feb 1, 2017
Instrument	10247

Lender

Name	NUMARK CU
Type	Credit Union
Address	CREST HILL, IL 60403

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 31, 2032

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Nicholson St was $4,297.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,297.00	$61,509 (+9.3%) Land $15,623 Building $45,886	$184,527 (+9.3%) Land $46,869 Building $137,658
2024		$56,276 Land $14,294 Building $41,982	$168,828 Land $42,882 Building $125,946
2022	$4,176.00	$45,229 Land $11,488 Building $33,741	$135,687 Land $34,464 Building $101,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1002 Nicholson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1002 Nicholson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Nicholson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures