1002 N Cunningham Ave, Urbana, IL 61802 Property Records

Champaign County property record for 1002 N Cunningham Ave, Urbana, IL 61802

Property Summary

Property TypeCommercial
Lot Size0.32 acres (13,922 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Oct 2025)
Tax Bill$9,045 (2024)
Deeds & MortgagesOct 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN91-21-08-279-006

Property Details

APN / Parcel Number

Primary APN91-21-08-279-006

Exterior

Lot Area13,922 sqft (0.32 acres)

Location & Zoning

Street Address1002 N CUNNINGHAM AVE
CityURBANA
StateIL
Zip61802-1816
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 6 BARR AND FORDS SUB OF PT LTS 12 AND 17 OF SUB OF NE 1/4 SEC. 8, AND W 1/2 NW 1/4 SEC. 9-19-9
Legal Range09E
Legal Township19N
Legal Section08
Legal SubdivisionBARR AND FORDS SUB
Legal Lot Number6
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group3
Census Block3034
Census Tract5401

Owner

1002 N Cunningham Ave, a commercial property, is owned by two individuals who bought it in October 2025.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address402 HOLLY RIDGE CT, SAINT JOSEPH, IL 61873-9347
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on File
Deed SaleOct 2, 2025 · Amount on File
Prior SaleFeb 20, 2003 · Amount on File
Deed Document Number202514951
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateOct 2, 2025
Property Address1002 N CUNNINGHAM AVE, URBANA, IL 61802-1816
Document Number0000014951
Map ReferenceMB C PG 46
Instrument DateSep 25, 2025
Instrument2025R14951
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address402 HOLLY RIDGE CT, SAINT JOSEPH, IL 61873-9347

Mortgage

Document Number0000014952
DateOct 2, 2025
Instrument2025R14952
Lender
NamePHILO EXCHANGE BANK
TypeBank
AddressPHILO, IL 61864
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 1, 2030

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92,780 (+5.79%) Land $44,180 Building $48,600$278,340 (+5.79%) Land $132,540 Building $145,800
2024$9,045.00$87,700 Land $41,760 Building $45,940$263,100 Land $125,280 Building $137,820
2022$7,975.00$73,680 Land $35,080 Building $38,600$221,040 Land $105,240 Building $115,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1002 N Cunningham Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 N Cunningham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

Nearby Properties on N Cunningham Ave

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