Montgomery County property record for 1002 N Cherry St, Germantown, OH 45327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,619 sqft · built 1971 |
| Lot Size | 0.998 acres (43,516 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $149,900 (Jun 2001) |
| Tax Bill | $5,292 (2024) |
| Deeds & Mortgages | Jan 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D14 00802 0030 |
| Primary APN | D14 00802 0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,619 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 43,516 sqft (0.998 acres) |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 432 sqft |
| Patio Area | 360 sqft |
| Pole Barn | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1002 N CHERRY ST |
|---|---|
| City | GERMANTOWN |
| State | OH |
| Zip | 45327-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-3-12 |
| Legal Subdivision | FARMERSVILLE VILLAGE REV |
| Legal Lot Number | 30 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | GERMAN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 165000 |
The current owner of 1002 N Cherry St acquired it in November 2001.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1002 N CHERRY ST, GERMANTOWN, OH 45327-1118 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2001 · Amount on File |
| Deed Sale | Jun 13, 2001 · Amount on File |
| Prior Sale | Jun 13, 2001 · Amount on File |
| Deed Document Number | 0000400E10 |
| Last Transfer Date | Nov 27, 2001 |
| Transfer Doc | 0000826C02 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1002 N CHERRY ST, GERMANTOWN, OH 45327-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004208 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 202300004208 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 4, 2038 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | German Township |
| Unified School District | Valley View Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,880 Land $13,990 Building $73,890 | ||
| 2024 | $5,292.00 (+10.04%) | ||
| 2023 | $4,809.00 (+2.17%) | $87,880 (+32.23%) Land $13,990 Building $73,890 | $251,080 Land $39,960 Building $211,120 |
| 2022 | $4,707.00 | $66,460 Land $10,590 Building $55,870 | |
| 2020 | $189,910 Land $30,270 Building $159,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1002 N Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 9 (1989–2026) |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1002 N Cherry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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