1002 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 1002 N 12th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$66,799 (Mar 2024)
Tax Bill	$942 (2026)
Deeds & Mortgages	Mar 2024 Foreclosure Apr 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-5776`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-5776`
Alternative APNs	`13-5317-46-15-5776` `13193450` `193450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13193450
Street Address	1002 N 12TH ST
City	READING
State	PA
Zip	19604-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2003
Census Tract	700

Owner

1002 N 12th St is owned by an individual who bought it in March 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 ALEXANDER DR, TEMPLE, PA 19560-9579
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Sheriff's Deed, Foreclosure Foreclosure Auction
Apr 27, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Mar 26, 1996 · Amount on File
Deed Document Number	20249096
Record Updated	Oct 29, 2026

March 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERKS PA
Recording Date	Mar 28, 2024
Property Address	1002 N 12TH ST, READING, PA 19604-2225
Document Number	0000009096
Instrument Date	Mar 28, 2024
Instrument	2024009096
Transaction Type	Foreclosure
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$838.34
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ALEXANDER DR, TEMPLE, PA 19560-9579

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1002 N 12TH ST, READING, PA 19604-2225
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013760
Date	Apr 27, 2018
Instrument	2018013760

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	970 Months
Due	Feb 13, 2099

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1002 N 12TH ST, READING, PA 19604-2225
Document Number	0000013761
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 N 12TH ST READING PA 196042225, READING, PA 19604-2225

Mortgage

Document Number	0000013761
Date	Apr 27, 2018
Instrument	13761

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	972 Months
Due	Apr 26, 2099

Tax Assessment & Valuation

The 2026 property tax bill for 1002 N 12th St was $942.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$942.00	$33,400 Land $15,000 Building $18,400	$15,000 Land $15,000
2024	$884.00 (-39.45%)	$33,400 (-) Land $15,000 Building $18,400
2023	$1,460.00 Homeowner's exemption	$33,400 Land $15,000 Building $18,400
1994			$33,400 Land $15,000 Building $18,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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