1002 Monaco Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1002 Monaco Ct, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	2 ba · 1,774 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (May 2017)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-114-411`

Property Details

APN / Parcel Number

Primary APN	`07-114-411`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1002 MONACO CT
City	INDIAN TRAIL
State	NC
Zip	28079-3685
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#51 COLTON RIDGE PH1/MP1 OPCF984-986
Legal Subdivision	COLTON RIDGE
Legal Lot Number	51
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1013
Census Tract	20316

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1002 MONACO CT, INDIAN TRAIL, NC 28079-3685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
May 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	May 21, 2008 · Amount on Record
Deed Document Number	201714392
Deed Book / Page	6937 / 856
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1002 MONACO CT, INDIAN TRAIL, NC 28079-3685
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008093606
Date	May 7, 2021
Book Page	8093/606
Instrument	21832

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 16, 2018
Property Address	1002 MONACO CT, INDIAN TRAIL, NC 28079-3685
Document Number	0007196256
Book / Page	7196 / 256
Map Reference	CAB F FILE 984-986
Instrument Date	Jul 11, 2018
Instrument	0019533
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8124 KNOLLBROOK DR, 8124, CHARLOTTE, NC 28270-2741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 MONACO CT, INDIAN TRAIL, NC 28079-3685

Mortgage

Document Number	0000019534
Date	Jul 16, 2018
Instrument	0019534

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 24, 2017
Property Address	1002 MONACO CT, INDIAN TRAIL, NC 28079-3685
Document Number	6937856
Book / Page	006937 / 000856
Instrument Date	May 22, 2017
Instrument	14392
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1002 MONACO CT INDIAN TRAIL NC 280793685, INDIAN TRAIL, NC 28079-3685

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,900 (-) Land $95,700 Building $307,200	$402,900 (-) Land $95,700 Building $307,200
2025	$2,671.00 (+20.37%)	$402,900 (+54.49%) Land $95,700 Building $307,200	$402,900 (+54.49%) Land $95,700 Building $307,200
2024	$2,219.00 (+0.68%)	$260,800 (-) Land $58,000 Building $202,800
2023	$2,204.00	$260,800 Land $58,000 Building $202,800	$260,800 (-) Land $58,000 Building $202,800
2021			$260,800 Land $58,000 Building $202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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