Hardin County property record for 1002 Main St, West Point, KY 40177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,442 sqft · built 1900 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 136-30-02-092 |
| Primary APN | 136-30-02-092 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Foundation Type | No Foundation |
| Lot Area | 29,621 sqft (0.68 acres) |
| Heating System | Central |
|---|
| Street Address | 1002 MAIN ST |
|---|---|
| City | WEST POINT |
| State | KY |
| Zip | 40177-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST POINT LT 1 & 2 |
| Legal Subdivision | WEST POINT |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | WEST POINT |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 100 |
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 6245, ELIZABETHTOWN, KY 42702-6245 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 10, 2012 |
| Transfer Doc | 1363/1476 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1002 MAIN ST, WEST POINT, KY 40177-1134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2219/943 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 2219/943 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Nov 17, 2027 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | West Point City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 (-8.95%) | $81,800 (-) Land $9,700 Building $72,100 | $81,800 (-) Land $9,700 Building $72,100 |
| 2023 | $81,800 Land $9,700 Building $72,100 | $81,800 Land $9,700 Building $72,100 | |
| 2021 | $1,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 266 (1978–2026) |
| Claims Outside the SFHA | 5 of 266 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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