1002 Loren Dr, Joliet, IL 60431 Property Records

Will County property record for 1002 Loren Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1989
Lot Size	0.16 acres (6,825 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2026)
Tax Bill	$7,275 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-23-202-132`

Property Details

APN / Parcel Number

Primary APN	`05-06-23-202-132`
Alternative APN	`06232021320000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,825 sqft (0.16 acres)
Garage Type	Attached
Garage Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1002 LOREN DR
City	JOLIET
State	IL
Zip	60431-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN CAMBRIDGE SUB UNIT 2, BEING A SUB OF PRT OF THE NE1/4 OF SEC. 23, T35N R9E.
Legal Range	09E
Legal Township	35N
Legal Section	23
Legal Subdivision	CAMBRIDGE UNIT TWO
Legal Lot Number	12
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3044
Census Tract	883211

Owner

1002 Loren Dr is owned by two individuals who bought it in October 2026.

Source: Will County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 MCDONOUGH ST, JOLIET, IL 60436-2145
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN STORE
Apr 6, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Document Number	202661563
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	0000025720
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 2, 2026
Property Address	1002 LOREN DR, JOLIET, IL 60431-9093
Document Number	0000061563
Instrument Date	Sep 21, 2026
Instrument	202661563
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	ABI TITLE, AI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	703 MCDONOUGH ST, JOLIET, IL 60436-2145

Mortgage

Document Number	0000061564,
Date	Oct 2, 2026
Instrument	202661564

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Apr 6, 2020
Property Address	1002 LOREN DR, JOLIET, IL 60431-9093
Document Number	0000025720
Instrument Date	Mar 26, 2020
Instrument	25720
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1002 LOREN DR JOLIET IL 604319093, JOLIET, IL 60431-9093

Mortgage

Document Number	25721
Date	Apr 6, 2020
Instrument	25721

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 27, 2017
Property Address	1002 LOREN DR, JOLIET, IL 60431-9093
Document Number	0000100633
Instrument Date	Dec 1, 2017
Instrument	100633
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10759 S TROY ST CHICAGO IL 606552122, CHICAGO, IL 60655-2122

Mortgage

Document Number	100634
Date	Dec 27, 2017
Instrument	100634

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Loren Dr was $7,275.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,275.00	$93,411 (+8.35%) Land $15,113 Building $78,298	$280,233 (+8.35%) Land $45,339 Building $234,894
2024		$86,212 Land $13,948 Building $72,264	$258,636 Land $41,844 Building $216,792
2022	$6,026.00 Homeowner's exemption	$70,932 Land $11,858 Building $59,074	$212,796 Land $35,574 Building $177,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1002 Loren Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1002 Loren Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Bertram Communications, Verizon.

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