Winneshiek County property record for 1002 Locust Rd, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,650 sqft · built 1975 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Jul 2018) |
| Tax Bill | $6,666 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110928100300 |
| Primary APN | 110928100300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,650 sqft Living Area |
| Basement Area | 1,650 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 650 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 487 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1002 LOCUST RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 S 1/2 S 1/2 SE NE |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 09 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950200 |
1002 Locust Rd is owned by a company that bought it in July 2018.
Source: Winneshiek County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2018 | Deed of Trust, Mortgage VIKING STATE BANK & TRUST |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST |
| Jul 13, 2018 | Warranty Deed, Transfer |
| Oct 31, 2017 | Contract Sale, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 20181998 |
| Deed Book / Page | 2018 / 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 1002 LOCUST RD, DECORAH, IA 52101-1141 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001999 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0000002018/0000001999 |
| Instrument | 000000001999 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | Jan 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 1002 LOCUST RD, DECORAH, IA 52101-1141 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2426 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 2020/2426 |
| Instrument | 2020 2426 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jul 13, 2018 |
| Property Address | 1002 LOCUST RD, DECORAH, IA 52101-1141 |
| Document Number | 2018/1998 |
| Book / Page | 2018 / 1998 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 000000001998 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 LOCUST RD, DECORAH, IA 52101-1141 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Oct 31, 2017 |
| Property Address | 1002 LOCUST RD, DECORAH, IA 52101-1141 |
| Document Number | 02017/3216 |
| Book / Page | 2017 / 3216 |
| Map Reference | PL S PG 352 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017 3216 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 LOCUST RD, DECORAH, IA 52101-1141 |
The 2025 property tax bill for 1002 Locust Rd was $6,666, up 3.9% from the year before.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,666.00 (+3.9%) | $396,350 Land $62,300 Building $334,050 | $396,350 Land $62,300 Building $334,050 |
| 2024 | $6,416.00 | ||
| 2023 | $351,020 (+14.48%) Land $62,300 Building $288,720 | $351,020 Land $62,300 Building $288,720 | |
| 2022 | $6,388.00 | $306,620 Land $51,920 Building $254,700 | |
| 2021 | $306,620 Land $51,920 Building $254,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 Locust Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1002 Locust Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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