1002 Lancer Ave, Osage, IA 50461 Property Records

Floyd County property record for 1002 Lancer Ave, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,684 sqft · built 1996
Lot Size	32.7 acres (1,427,897 sqft)
Owner	2 Individual Names on File
Last Sale	$552,000 (Aug 2023)
Tax Bill	$3,546 (2026)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit
Flood Zone	Zone A (high risk)
APN	`022410000500`

Property Details

APN / Parcel Number

Primary APN	`022410000500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	624 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,427,897 sqft (32.7 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	316 sqft
Patio Area	632 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1002 LANCER AVE
City	OSAGE
State	IA
Zip	50461-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS A & B N1/2NW1 /4 EX HY24-97-17
Legal Range	17W
Legal Township	97N
Legal Section	24
Legal Tract	A-B
Jurisdiction	FLOYD IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1007
Census Tract	480100

Owner

1002 Lancer Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Floyd County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1002 LANCER AVE, OSAGE, IA 50461-9001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Deed Document Number	20231559
Deed Book / Page	2023 / 1559
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	Aug 25, 2023
Property Address	1002 LANCER AVE, OSAGE, IA 50461-9001
Document Number	02023/1559
Book / Page	2023 / 1559
Map Reference	MB 4 PG 158
Instrument Date	Aug 15, 2023
Instrument	2023 1559
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1002 LANCER AVE, OSAGE, IA 50461-9001

Mortgage

Document Number	0020231560
Date	Aug 25, 2023
Instrument	2023 1560

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1002 Lancer Ave was $3,546.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,546.00	$308,570 (-) Land $29,580 Building $278,990	$308,570 (-) Land $29,580 Building $278,990
2025	$3,546.00 Additional exemption filed	$308,570 Land $29,580 Building $278,990	$308,570 Land $29,580 Building $278,990
2023		$285,030 (+35.22%) Land $22,040 Building $262,990	$285,030 Land $22,040 Building $262,990
2022	$2,932.00	$210,790 Land $16,710 Building $194,080
2021			$210,790 Land $16,710 Building $194,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1002 Lancer Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Lancer Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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