1002 Howard St, Ardmore, OK 73401 Property Records

Carter County property record for 1002 Howard St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1945
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2026)
Tax Bill	$366 (2025)
Deeds & Mortgages	Aug 2005 Second Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1385-00-027-001-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1385-00-027-001-0-001-00`
Alternative APN	`6286`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	149 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	6286
Street Address	1002 HOWARD ST
City	ARDMORE
State	OK
Zip	73401-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WALCOTT, BLK 27 LOTS 1-4 (EACH LOT 25X149.13)
Legal Range	02E
Legal Township	04S
Legal Section	31
Legal Subdivision	WALCOTT ADDN
Legal Block	27
Legal Lot Number	1-4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3033
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1002 HOWARD ST, ARDMORE, OK 73401-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GRAHAM VENTURES LIMITED
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage P N C BANK NA
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Feb 25, 2026	Quit Claim Deed, Transfer Quitclaim
May 18, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Feb 25, 2026 · Amount on Record
Deed Document Number	20265683
Deed Book / Page	7903 / 181
Prior Transfer Date	Dec 10, 2025
Prior Transfer Doc	0007849/85
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1002 HOWARD ST, ARDMORE, OK 73401-5424
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004339/069
Date	Aug 8, 2005
Book Page	4339/069
Instrument	2005-009263

Lender

Name	GRAHAM VENTURES LIMITED
Address	ARDMORE, OK 73401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 12, 2026
Property Address	1002 HOWARD ST, ARDMORE, OK 73401-5424
Document Number	0000005683
Book / Page	7903 / 181
Instrument Date	Jun 11, 2026
Instrument	20265683
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 HOWARD ST, ARDMORE, OK 73401-5424

Mortgage

Document Number	0000005684,
Date	Jun 12, 2026
Instrument	20265684

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 12, 2026
Property Address	1002 HOWARD ST, ARDMORE, OK 73401-5424
Document Number	007903/181
Book / Page	7903 / 181
Instrument Date	Jun 11, 2026
Instrument	20265683
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 HOWARD ST, ARDMORE, OK 73401-5424

Mortgage

Document Number	0000005684,
Date	Jun 12, 2026
Instrument	20265684

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Feb 25, 2026
Property Address	1002 HOWARD ST, ARDMORE, OK 73401-5424
Document Number	0007849/85
Book / Page	7849 / 85
Instrument Date	Dec 10, 2025
Instrument	I-2026-001819
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118184 S 4130 RD, EUFAULA, OK 74432-5738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CULBERTSON ST SW, ARDMORE, OK 73401-5305

May 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	May 18, 2006
Property Address	1002 HOWARD ST, ARDMORE, OK 73401-5424
Document Number	004472/068
Book / Page	4472 / 068
Instrument Date	May 17, 2006
Instrument	2006-006071
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,859 (+5.01%) Land $440 Building $3,419	$32,156 (-39.14%) Land $3,666 Building $28,490
2025	$366.00 (-0.27%)	$3,675 (+5%) Land $419 Building $3,256	$52,834 (-37%) Land $18,000 Building $34,834
2024	$367.00 (+11.55%)	$3,500 (+5.01%) Land $399 Building $3,101	$83,864 (+7.53%) Land $18,000 Building $65,864
2023	$329.00	$3,333 Land $354 Building $2,979	$77,989 Land $18,000 Building $59,989

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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