1002 Gloucester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 1002 Gloucester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,927 sqft · built 1933
Owner	Individual Name on File
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`069-24-03-004.00`

Property Details

APN / Parcel Number

Primary APN	`069-24-03-004.00`
Alternative APNs	`12281` `12715`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,927 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	12715
Street Address	1002 GLOUCESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 101 (LOTS 7-8 PART 6)
Legal Lot Number	7-8
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	3
Census Block	3027
Census Tract	960700

Owner

Source: Bell County records · APN 069-24-03-004.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1002 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2016
Deed Sale	Apr 14, 2016
Prior Sale	Nov 05, 2015 · Amount on Record
Deed Document Number	166862
Deed Book / Page	D369 / 389
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1002 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2242
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M364/647
Date	Jul 08, 2020
Book Page	M364/647
Instrument	183303

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 (+2.39%)	$240,000 (-) Land $240,000	$240,000 (-) Land $240,000
2023	$2,512.00 (-0.87%)	$240,000 (-)	$240,000 (-)
2022	$2,534.00	$240,000	$240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (21013C), as of January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139607003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1999–2011)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 12 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0070282, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.