Lake County property record for 1002 Garden Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 805 sqft · built 1956 |
| Lot Size | 0.157 acres (6,878 sqft) |
| Owner | Owner Name on File |
| Last Sale | $46,000 (Aug 2009) |
| Tax Bill | $3,265 (2023) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-G-00-011-0 |
| Primary APN | 27-B-057-G-00-011-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 805 sqft Living Area |
| 1st Floor Area | 805 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 6,878 sqft (0.157 acres) |
| Lot Dimensions | 160 ft deep x 43 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 32 sqft |
| Canopy | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | E 389 |
|---|---|
| Street Address | 1002 GARDEN RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 201700 |
The current owner of 1002 Garden Rd bought it in August 2009.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6465 MENTOR PARK BLVD, MENTOR, OH 44060-3749 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on File |
| Deed Sale | Aug 11, 2009 · Amount on File |
| Deed Document Number | 2130 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 1002 GARDEN RD, WILLOUGHBY, OH 44094-7320 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012657 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021R012657 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 381 Months |
| Due | Jan 1, 2053 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,265.00 (+49.22%) Homeowner's exemption | $34,490 (-) Land $9,880 Building $24,610 | |
| 2022 | $2,188.00 | $34,490 Land $9,880 Building $24,610 | |
| 2021 | $98,530 Land $28,230 Building $70,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 Garden Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1986–2006) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2006 · Severe Storms, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1002 Garden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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