Charlotte Town property record for 1002 Flat Rock Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,406 sqft · built 2001 |
| Lot Size | 0.719 acres (31,353 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $625,000 (Oct 2020) |
| Tax Bill | $4,176 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00025-1002 |
| Primary APN | (043) 00025-1002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Basement Area | 296 sqft |
| Unfinished Basement | 296 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Rustic |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 31,353 sqft |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 1002 FLAT ROCK RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 127 & 1/2 OF LOT 128 & CAMP: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 848 COACHWAY, ANNAPOLIS, MD 21401-6478 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2008 · Amount on Record |
| Deed Document Number | 2020DK 815046528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Oct 8, 2020 |
| Property Address | 1002 FLAT ROCK RD, CHARLOTTE, VT 05445-9478 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 COACHWAY ANNAPOLIS MD 214016478, ANNAPOLIS, MD 21401-6478 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,176.00 (-12.71%) | $315,800 Building $315,800 |
| 2024 | $4,784.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.5% of Vermont |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Green Mountain Access.
5G (outdoors only) and 4G LTE
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