1002 Emerald Bay, Laguna Beach, CA 92651 Property Records

Orange County property record for 1002 Emerald Bay, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,765 sqft · built 1960
Lot Size	0.208 acres (9,064 sqft)
Owner	Company Name on Record
Last Sale	$1,687,500 (Oct 1998)
Tax Bill	$28,075 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-320-01`

Property Details

APN / Parcel Number

Primary APN	`053-320-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,765 sqft Living Area
1st Floor Area	3,765 sqft
Basement Area	1,658 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,064 sqft (0.208 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1002 EMERALD BAY
City	LAGUNA BEACH
State	CA
Zip	92651-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3125 BLK LOT 72
Legal Subdivision	TRACT NO 3125
Legal Tract	3125
Legal Lot Number	72
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2034
Census Tract	62656

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 1998 · Amount on Record
Deed Sale	Oct 20, 1998 · Amount on Record
Deed Document Number	1998705748
Last Transfer Date	Oct 4, 2007
Transfer Doc	0000601659
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230

Mortgage

Document Number	0000739884
Date	Dec 8, 2021
Instrument	2021000739884

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	82610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230

Mortgage

Document Number	0000118533
Date	Feb 19, 2021
Instrument	2021000118533

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230
Document Number	0000028728
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1002 EMERALD BAY LAGUNA BEACH CA 926511230, LAGUNA BEACH, CA 92651-1230

Mortgage

Document Number	0000028728
Date	Jan 23, 2020
Instrument	28728

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1002 EMERALD BAY, LAGUNA BEACH, CA 92651-1230
Document Number	0000442132
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1002 EMERALD BAY LAGUNA BEACH CA 926511230, LAGUNA BEACH, CA 92651-1230

Mortgage

Document Number	0000442132
Date	Nov 27, 2018
Instrument	442132

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,823,916 (+2%) Land $2,388,921 Building $434,995
2025	$28,075.00 (+4.41%) Homeowner's exemption	$2,768,546 (+4.04%) Land $2,342,080 Building $426,466
2023	$26,889.00 (+1.91%) Homeowner's exemption	$2,661,041 Land $2,251,135 Building $409,906
2022	$26,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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