1002 E Cemetery Ave, Chenoa, IL 61726 Property Records

McLean County property record for 1002 E Cemetery Ave, Chenoa, IL 61726

Property Summary

Property TypeCommercial
Lot Size0.206 acres (8,995 sqft)
OwnerIndividual Name on File
Last Sale$53,000 (Sep 2020)
Tax Bill$1,915 (2024)
Deeds & MortgagesJul 2022 Line of Credit
May 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-12-201-002

Property Details

APN / Parcel Number

Primary APN03-12-201-002

Exterior

Lot Area8,995 sqft (0.206 acres)

Location & Zoning

Street Address1002 E CEMETERY AVE
CityCHENOA
StateIL
Zip61726-1298
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMEMORY LANE SUB LOT 2
Legal SubdivisionMEMORY LANE SUB
Legal Lot Number2
JurisdictionMCLEAN IL
Township / Civil DivisionCHENOA
Census Block Group2
Census Block2058
Census Tract5700

Owner

Source: McLean County records · APN 03-12-201-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 DAVIS ST, CHENOA, IL 61726-1402
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
FLANAGAN STATE BANK
May 09, 2022Deed of Trust, Mortgage · Line of Credit
STATE BANK OF GRAYMONT
Apr 05, 2023Deed of Trust, Mortgage
FLANAGAN STATE BANK
Jun 07, 2023Deed of Trust, Mortgage
FLANAGAN STATE BANK
Sep 11, 2020Warranty Deed, Transfer · Line of Credit
FLANAGAN STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Deed Document Number202018323
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1002 E CEMETERY AVE, CHENOA, IL 61726-1298
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200013002
DateJul 25, 2022
Instrument2022-00013002
Lender
NameFLANAGAN STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term62 Months
DueSep 13, 2027

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1002 E CEMETERY AVE, CHENOA, IL 61726-1298
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 DAVIS ST, CHENOA, IL 61726-1402

Mortgage

Document Number202200008551
DateMay 09, 2022
Instrument2022-00008551
Lender
NameSTATE BANK OF GRAYMONT
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueApr 27, 2023

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1002 E CEMETERY AVE, CHENOA, IL 61726-1298
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyNOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 S DIVISION ST, CHENOA, IL 61726-1107

Mortgage

Document Number202300004256
DateApr 05, 2023
Instrument2023-00004256
Lender
NameFLANAGAN STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
AmountAmount Recorded
Term62 Months
DueJun 01, 2028

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1002 E CEMETERY AVE, CHENOA, IL 61726-1298
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyNOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300007186
DateJun 07, 2023
Instrument2023-00007186
Lender
NameFLANAGAN STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
AmountAmount Recorded
Term62 Months
DueAug 01, 2028

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 11, 2020
Property Address1002 E CEMETERY AVE, CHENOA, IL 61726-1298
Document Number202000018323
Map ReferenceDOC 81-327
Instrument DateAug 14, 2020
Instrument2020-00018323
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$79.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address521 DAVIS ST, CHENOA, IL 61726-1402

Mortgage

Document Number202000018324
DateSep 11, 2020
Instrument2020-00018324
Lender
NameFLANAGAN STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term167 Months
DueAug 09, 2034

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionChenoa Township
MunicipalityChenoa City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$22,531 (+20.69%) Land $4,409 Building $18,122$67,593 (+20.69%) Land $13,227 Building $54,366
2024$1,915.00 (+7.71%)
2023$1,778.00 (+5.52%)$18,668 (+6.78%) Land $3,653 Building $15,015$56,004 (+6.78%) Land $10,959 Building $45,045
2022$1,685.00$17,483 Land $3,421 Building $14,062$52,449 Land $10,263 Building $42,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130057002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
MCC Network Services
Fiber
8,000 / 8,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1130300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHENOA
serves 1,800 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureCorrosion control
Apr 2023
Lead public education
Mar 2023
Lead service line replacement
Oct 2019
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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