1002 Dudley Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1002 Dudley Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 1965
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (May 2017)
Tax Bill	$5,413 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-10-21`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-10-21`
Alternative APN	`280005902000100210000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	808 sqft
Upper Floors Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	157 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1002 DUDLEY RD
City	SCHENECTADY
State	NY
Zip	12303-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	169 R,G,BKF,FP FREDS COMM 4.-293-10
Legal Subdivision	FREDS COMMUNITY PLOT
Legal Block	10
Legal Lot Number	21.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2003
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
May 16, 2017	Deed, Transfer · FHA Mortgage OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Deed Document Number	201721817
Deed Book / Page	1962 / 602
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620

Mortgage

Document Number	0000063980
Date	Dec 7, 2022
Book Page	5276/532
Instrument	202263980

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620

Mortgage

Document Number	0000013820
Date	Mar 16, 2022
Book Page	5210/470
Instrument	202213820

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620

Mortgage

Document Number	0000006454
Date	Feb 18, 2021
Book Page	5070/843
Instrument	202106454

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 16, 2017
Property Address	1002 DUDLEY RD, SCHENECTADY, NY 12303-2620
Document Number	0000021817
Book / Page	1962 / 602
Map Reference	MB1754 PG993
Instrument Date	May 9, 2017
Instrument	201721817
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LINDA LN, 9, SALISBURY, MA 01952-1457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 VAN WORMER RD, SCHENECTADY, NY 12303-4416

Mortgage

Document Number	, 201721818
Date	May 16, 2017
Instrument	201721818

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,413.00 (+1.71%)
2025	$5,322.00	$145,000 (-) Land $10,400 Building $134,600	$223,100 (+16.93%) Land $16,002 Building $207,098
2023		$145,000 Land $10,400 Building $134,600	$190,800 Land $13,685 Building $177,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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