1002 Concordia Dr, Baltimore (Towson), MD 21286 Property Records

Baltimore County property record for 1002 Concordia Dr, Baltimore, MD 21286

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,247 sqft · built 1959
Lot Size0.521 acres (22,684 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Dec 2012)
Tax Bill$5,814 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Jun 2021 Mortgage
+ 1 more
APN09-0905150280

Property Details

APN / Parcel Number

Primary APN09-0905150280
Alternative APNs
  • 90905150280
  • 0905150280

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,247 sqft Living Area
Gross Area2,727 sqft
1st Floor Area1,747 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area22,684 sqft (0.521 acres)
Lot Dimensions175 ft deep x 104 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area187 sqft
Deck Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0905150280
Street Address1002 CONCORDIA DR
CityTOWSON
StateMD
Zip21286-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMINE BANK
Legal SubdivisionMINEBANK SEC 1 #1
Legal BlockE
Legal Lot Number18
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group3
Census Block3024
Census Tract490100

Owner

1002 Concordia Dr is owned and occupied by two individuals who bought it in December 2012.

Source: Baltimore County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1002 CONCORDIA DR, TOWSON, MD 21286-1711
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Mar 5, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2012 · Amount on File
Deed SaleDec 13, 2012 · Amount on File
Prior SaleSep 6, 1988 · Amount on File
Deed Book / Page32918 / 266
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1002 CONCORDIA DR, BALTIMORE, MD 21286-1711
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0474880069
DateOct 27, 2022
Book Page47488/69
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1002 CONCORDIA DR, BALTIMORE, MD 21286-1711
Transaction TypeMortgage
Record UpdatedJun 15, 2021
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0448260001
DateJun 2, 2021
Book Page44826/1
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term299 Months
DueMay 1, 2046

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1002 CONCORDIA DR, BALTIMORE, MD 21286-1711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0411870275
DateMar 5, 2019
Book Page41187/275
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 4, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$494,700 Land $139,600 Building $355,100$494,700 Land $139,600 Building $355,100
2024$5,814.00 (+107.57%)
2023$2,801.00 Homeowner's exemption$449,233$494,700 Land $139,600 Building $355,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1002 Concordia Dr; there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Concordia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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