1002 Clyde Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 1002 Clyde Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,217 sqft · built 1964
Lot Size	1.37 acres (60,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 1973)
Tax Bill	$4,850 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`414-47`

Property Details

APN / Parcel Number

Primary APN	`414-47`
Alternative APNs	`142830002` `008680`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,217 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,026 sqft (1.37 acres)
Lot Dimensions	229 ft deep x 190 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	142830002
Street Address	1002 CLYDE DR
City	JACKSONVILLE
State	NC
Zip	28540-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	PT L16 & L17 FOREST HILLS
Legal Subdivision	FOREST HILLS PT #4
Legal Lot Number	S
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	1400

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 CLYDE DR, JACKSONVILLE, NC 28540-7402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jan 4, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) STATE EMPLOYEES CU
Mar 15, 2019	Deed of Trust, Mortgage COASTAL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 1973 · Amount on Record
Deed Sale	Jun 21, 1973 · Amount on Record
Deed Book / Page	426 / 638
Last Transfer Date	Nov 3, 2011
Transfer Doc	0036810412
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1002 CLYDE DR, JACKSONVILLE, NC 28540-7402
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057680174
Date	Jun 6, 2022
Book Page	5768/174

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1002 CLYDE DR, JACKSONVILLE, NC 28540-7402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053510152
Date	Jan 4, 2021
Book Page	5351/152

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1002 CLYDE DR, JACKSONVILLE, NC 28540-7402
Document Number	0049110283
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1002 CLYDE DR JACKSONVILLE NC 285407402, JACKSONVILLE, NC 28540-7402

Mortgage

Document Number	0049110283
Date	Mar 15, 2019
Book Page	004911/000283

Lender

Name	COASTAL BK&TR
Type	Bank
Address	JACKSONVILLE, NC 28546-6907

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,850.00 (+2.39%)	$451,462 (+19.59%) Land $120,000 Building $331,462	$451,462 (+19.59%) Land $120,000 Building $331,462
2025	$4,737.00	$377,499 (-) Land $80,000 Building $297,499	$377,499 (-) Land $80,000 Building $297,499
2023	$4,737.00	$377,499 Land $80,000 Building $297,499	$377,499 Land $80,000 Building $297,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1999–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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